223 N 2nd St, Oakland, MD 21550 Property Records

Garrett County property record for 223 N 2nd St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,120 sqft · built 1920
Lot Size0.257 acres (11,200 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Sep 2024)
Tax Bill$4,100 (2026)
Flood ZoneZone X (minimal risk)
APN17-005952

Property Details

APN / Parcel Number

Primary APN17-005952
Alternative APN
  • 005952

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,120 sqft Total Area
AtticAttic
Attic Area780 sqft
Basement Area780 sqft
Finished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area11,200 sqft (0.257 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area819 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number005952
Street Address223 N 2ND ST
CityOAKLAND
StateMD
Zip21550-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description0.26 AC 223 N 2ND ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division14, WEST OAKLAND
Census Block Group3
Census Block3005
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakland Historic District
listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

223 N 2nd St is owned and occupied by an individual who bought it in September 2024.

Source: Garrett County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address223 N 2ND ST, OAKLAND, MD 21550-1319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2024 · Amount on File
Deed SaleSep 5, 2024 · Amount on File
Prior SaleFeb 15, 2005 · Amount on File
Deed Book / Page2571 / 385
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 223 N 2nd St was $4,100 with a homeowner's exemption.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,100.00 Homeowner's exemption$293,767$376,500 Land $23,300 Building $353,200
2023$3,465.00 Homeowner's exemption$218,000$252,400 Land $23,300 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 N 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on N 2nd St

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