223 McCarter Rd, Altamont, TN 37301 Property Records

Grundy County property record for 223 McCarter Rd, Altamont, TN 37301

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1968
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Tax Bill	$538 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031033 02701`

Property Details

APN / Parcel Number

Primary APN	`031033 02701`
Alternative APN	`033 02701`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	223 MCCARTER RD
City	ALTAMONT
State	TN
Zip	37301-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R03
Legal Subdivision	RES/COM SPLIT W/001
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2042
Census Tract	955000

Owner

Source: Grundy County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND COMMUNITY BANK
May 28, 2026	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 16, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage HOMELAND COMMUNITY BANK
Mar 1, 2019	Warranty Deed, Transfer
Feb 28, 2018	Grant Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026
Deed Sale	May 28, 2026
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	2026115049
Deed Book / Page	1166 / 720
Prior Transfer Date	May 19, 2026
Prior Transfer Doc	0000115049
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228

Mortgage

Document Number	01151/2664
Date	Jan 25, 2023
Book Page	1151/2664
Instrument	105269

Lender

Name	HOMELAND COMMUNITY BANK
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY TN
Recording Date	May 28, 2026
Property Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228
Document Number	0000115049
Book / Page	1166 / 720
Instrument Date	May 19, 2026
Instrument	2026115049
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228

Mortgage

Document Number	0000115050,
Date	May 28, 2026
Instrument	2026115050

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Sep 16, 2021
Property Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228
Document Number	0001138/93
Book / Page	1138 / 93
Instrument Date	Aug 31, 2021
Instrument	100902
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 HICKORY GROVE RD, MORRISON, TN 37357-3447

Mortgage

Document Number	0000100903
Date	Sep 16, 2021
Instrument	100903

Lender

Name	HOMELAND COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Mar 1, 2019
Property Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228
Document Number	001102/153
Book / Page	1102 / 153
Instrument Date	Feb 28, 2019
Instrument	93117
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511, BEERSHEBA SPRINGS, TN 37305-0511

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRUNDY TN
Recording Date	Feb 28, 2018
Property Address	223 MCCARTER RD, ALTAMONT, TN 37301-4228
Document Number	0000090563
Book / Page	001091 / 000665
Instrument Date	Feb 14, 2018
Instrument	90563
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$106.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28999 STATE ROUTE 108 GRUETLI LAAGER TN 37339, GRUETLI LAAGER, TN 37339

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$538.00	$37,725 (-) Land $3,350 Building $34,375
2024	$538.00	$37,725 (-) Land $3,350 Building $34,375
2023	$538.00 (+9.57%)	$37,725 (+69.93%) Land $3,350 Building $34,375
2022	$491.00	$22,200 Land $2,200 Building $20,000	$88,800 (-41.15%) Land $8,800 Building $80,000
2020			$150,900 Land $13,400 Building $137,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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