223 Janet Dr, Centralia, IL 62801 Property Records

Clinton County property record for 223 Janet Dr, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,580 sqft · built 1962
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$30,667 (Jul 2016)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-13-102-038`

Property Details

APN / Parcel Number

Primary APN	`15-14-13-102-038`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,580 sqft Finished Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	375 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	223 JANET DR
City	CENTRALIA
State	IL
Zip	62801-5918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION FAIRVIEW BLOCK 1 LOT 12
Legal Subdivision	FAIRVIEW
Legal Block	1
Legal Lot Number	12
Jurisdiction	CLINTON IL
Township / Civil Division	BROOKSIDE
Census Block Group	3
Census Block	3020
Census Tract	900500

Owner

223 Janet Dr is owned and occupied by two individuals who acquired it in August 2020.

Source: Clinton County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	223 JANET DR, CENTRALIA, IL 62801-5918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2016 · Amount on File
Deed Sale	Jul 18, 2016 · Amount on File
Prior Sale	Jul 31, 2012 · Amount on File
Deed Document Number	20163287
Last Transfer Date	Aug 17, 2020
Transfer Doc	0000004745
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	223 JANET DR, CENTRALIA, IL 62801-5918
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004274
Date	Nov 30, 2023
Instrument	2023R04274

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 29, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	223 JANET DR, CENTRALIA, IL 62801-5918
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007541
Date	Nov 29, 2021
Instrument	2021R07541

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IL
Recording Date	Sep 16, 2020
Property Address	223 JANET DR, CENTRALIA, IL 62801-5918
Document Number	0000004745
Map Reference	MB E PG 55
Instrument Date	Aug 17, 2020
Instrument	2020R04745
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 JANET DR, CENTRALIA, IL 62801-5918

Mortgage

Document Number	0000004746
Date	Sep 16, 2020
Instrument	2020R04746

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 223 Janet Dr was $2,590, up 5.1% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Brookside Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 (+5.11%) Homeowner's exemption	$41,590 Land $2,300 Building $39,290	$124,770 Land $6,900 Building $117,870
2024	$2,464.00
2022	$1,630.00 (+5.37%)	$23,450 (+6.98%) Land $1,850 Building $21,600	$70,350 (+6.98%) Land $5,550 Building $64,800
2021	$1,547.00	$21,920 Land $1,730 Building $20,190	$65,760 Land $5,190 Building $60,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Janet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Janet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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