Banks County property record for 223 Ed Reed Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,631 sqft · built 2002 |
| Lot Size | 21.7 acres (949,608 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,562 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B27 036 |
| Primary APN | B27 036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,631 sqft Heated Area |
| 1st Floor Area | 1,631 sqft |
| Basement Area | 1,807 sqft |
| Unfinished Basement | 1,807 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 949,608 sqft (21.7 acres) |
| Garage Area | 624 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,000 sqft |
| Deck Area | 336 sqft |
| Patio Area | 784 sqft |
| Shed | 1 Shed |
| Shed Area | 4,800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2920 |
|---|---|
| Street Address | 223 ED REED RD |
| City | LULA |
| State | GA |
| Zip | 30554-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | 2010 GMD 912 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970200 |
223 Ed Reed Rd is owned and occupied by two individuals who acquired it in January 2003.
Source: Banks County records, as of November 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 223 ED REED RD, LULA, GA 30554-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2003 |
| Deed Sale | Jan 1, 2003 |
| Deed Document Number | 0000206664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 223 ED REED RD, LULA, GA 30554-3927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 223 ED REED RD, LULA, GA 30554-3927 |
| Document Number | 0000000548/0000000065 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 0000000548/0000000065 |
| Name | UNITED STATES POSTAL SERVICE FEDERAL CRE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Due | Jan 1, 2023 |
The 2025 property tax bill for 223 Ed Reed Rd was $2,562 with exemptions applied, down 3.2% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,562.00 (-3.25%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $235,057 (+5.91%) Land $88,162 Building $146,895 | $587,643 (+5.91%) Land $220,406 Building $367,237 |
| 2024 | $2,648.00 (+30.25%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $221,932 (+11.78%) Land $80,148 Building $141,784 | $554,830 (+11.78%) Land $200,369 Building $354,461 |
| 2023 | $2,033.00 (-1.6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $198,537 (+22.42%) Land $72,376 Building $126,161 | $496,343 (+22.42%) Land $180,940 Building $315,403 |
| 2022 | $2,066.00 Homeowner's exemption Senior Citizen's exemption | $162,174 Land $53,726 Building $108,448 | $405,435 Land $134,316 Building $271,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 Ed Reed Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 223 Ed Reed Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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