223 E Polk St, Chillicothe, MO 64601 Property Records

Livingston County property record for 223 E Polk St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1968
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$128,297 (Aug 2023)
Tax Bill	$635 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09.00-31-2-02-07.00`

Property Details

APN / Parcel Number

Primary APN	`07-09.00-31-2-02-07.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	223 E POLK ST
City	CHILLICOTHE
State	MO
Zip	64601-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 31 TOWNSHIP 58 RANGE 23 LEGAL E 70 E12, LOT 6 HIRSCH SURVEY SW14 NW14 OF S14
Legal Range	23
Legal Township	58
Legal Section	31
Legal Subdivision	HIRSH S SURVEY
Legal Tract	6
Legal Lot Number	6
Jurisdiction	LIVINGSTON MO
Township / Civil Division	RICH HILL
Census Block Group	1
Census Block	1007
Census Tract	480300

Owner

Source: Livingston County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 E POLK ST, CHILLICOTHE, MO 64601-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
Mar 13, 2020	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	20231365
Deed Book / Page	746 / 807
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0000003183
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	223 E POLK ST, CHILLICOTHE, MO 64601-2408
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 S BROWN ST, BOGARD, MO 64622-7101

Mortgage

Document Number	000746/810
Date	Aug 16, 2023
Book Page	746/810
Instrument	20231366

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Lending Institution
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Mar 13, 2020
Property Address	223 E POLK ST, CHILLICOTHE, MO 64601-2408
Document Number	000707/116
Book / Page	707 / 116
Instrument Date	Mar 12, 2020
Instrument	20200388
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 E POLK ST, CHILLICOTHE, MO 64601-2408

Mortgage

Document Number	0020200389
Date	Mar 13, 2020
Instrument	20200389

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Rich Hill Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00 (-2.16%)	$8,990 (-0.44%) Land $830 Building $8,160	$47,300 (-0.42%) Land $4,350 Building $42,950
2024	$649.00	$9,030 (-) Land $830 Building $8,200
2023		$9,030 Land $830 Building $8,200	$47,500 Land $4,350 Building $43,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVINGSTON COUNTY PWSD 2 serves 2,215 people · EPA ID MO2024353
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Green Hills Technologies.

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