Seneca County and Waterloo Town property record for 223 E Elisha St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,502 sqft · built 1890 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Aug 2019) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2019 Sale & Mortgage |
| APN | 453801 11-1-26 |
| Primary APN | 453801 11-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Upper Floors Area | 384 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Slab |
| Porch Area | 152 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 223 E ELISHA ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB98-216 |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 11-1-26
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 223 E ELISHA ST, WATERLOO, NY 13165-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage EMPOWER FCU |
| Aug 19, 2019 | Deed, Transfer · Stand-Alone First Mortgage EMPOWER FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Jan 31, 2003 · Amount on Record |
| Deed Book / Page | 996 / 268 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 223 E ELISHA ST, WATERLOO, NY 13165-1520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001713/270 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 1713/270 |
| Instrument | 45675 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 19, 2019 |
| Property Address | 223 E ELISHA ST, WATERLOO, NY 13165-1520 |
| Document Number | 000996/268 |
| Book / Page | 996 / 268 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 E ELISHA ST, WATERLOO, NY 13165-1520 |
| Investor | Possibly a Property Investor |
| Document Number | 001713/251 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 1713/251 |
| Instrument | 45674 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2048 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,623.00 (+91.79%) | $75,200 (-) Land $9,500 Building $65,700 | $123,300 (+16.41%) Land $15,576 Building $107,724 |
| 2023 | $75,200 Land $9,500 Building $65,700 | $105,915 Land $13,380 Building $92,535 | |
| 2019 | $1,889.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Women's Rights National Historic Park (Boundary Increase) listed 2012 · 3 contributing resources · NRIS 12000134 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Compass Broadband Network Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO VILLAGE serves 7,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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