223 E Cedar St, McCleary, WA 98557 Property Records

Grays Harbor County property record for 223 E Cedar St, McCleary, WA 98557

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,742 sqft · built 1977
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$186,000 (Sep 2010)
Tax Bill$3,958 (2026)
Deeds & MortgagesApr 2026 Mortgage
Jul 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN618051323003

Property Details

APN / Parcel Number

Primary APN618051323003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area770 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address223 E CEDAR ST
CityMCCLEARY
StateWA
Zip98557-9435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC AC TAX 8C
Legal Range13
Legal Township05
Legal Section18
Legal SubdivisionMCCLEARY
Legal Block513
Legal Lot Number230
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMCCLEARY
Census Block Group3
Census Block3076
Census Tract600

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2023Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 25, 2023Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 29, 2022 · FHA Mortgage
HOMETOWN LENDERS INC
Apr 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN LNDRS
Apr 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN LNDRS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2010 · Amount on Record
Deed SaleSep 14, 2010 · Amount on Record
Prior SaleNov 9, 2007 · Amount on Record
Deed Document Number201041
Last Transfer DateNov 4, 2022
Transfer Doc0000000032
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Recording DateApr 20, 2026
Property Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
Document Number0000000053
Instrument DateApr 7, 2026
Instrument202653
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address223 E CEDAR ST, MCCLEARY, WA 98557-9435

Mortgage

Document Number0000000053,
DateApr 20, 2026
Instrument202653
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007310077
DateJul 31, 2023
Instrument2023-07310077
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008250045
DateAug 25, 2023
Instrument2023-08250045
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2022:

JurisdictionGRAYS HARBOR WA
Recording DateNov 29, 2022
Property Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
Document Number0011290032
Instrument DateNov 4, 2022
Instrument2022-11290032
Record UpdatedOct 30, 2023
Title CompanyGRAYS HARBOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 E CEDAR ST, MCCLEARY, WA 98557-9435

Mortgage

Document Number0011290033
DateNov 29, 2022
Instrument2022-11290033
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
Document Number0005200049
Instrument DateApr 4, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address223 E CEDAR ST MCCLEARY WA 985579435, MCCLEARY, WA 98557-9435

Mortgage

Document Number0005200049
DateMay 20, 2020
Instrument5200049
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address223 E CEDAR ST, MCCLEARY, WA 98557-9435
Document Number0004090042
Instrument DateApr 4, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address223 E CEDAR ST MCCLEARY WA 985579435, MCCLEARY, WA 98557-9435

Mortgage

Document Number0004090042
DateApr 9, 2020
Instrument4090042
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityMcCleary City
Unified School DistrictMcCleary School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,958.00 (-0.15%)
2025$3,964.00 (+5.68%)$433,616 (-) Land $85,230 Building $348,386$433,616 (-) Land $85,230 Building $348,386
2024$3,751.00 (-4.58%)$433,616 (-2.63%) Land $85,230 Building $348,386$433,616 (-2.63%) Land $85,230 Building $348,386
2023$3,931.00
2022$445,315 Land $67,643 Building $377,672$445,315 Land $67,643 Building $377,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2009–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCCLEARY
serves 2,753 people · EPA ID WA5352250
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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