Cherokee County property record for 223 E Bluff St, Cherokee, IA 51012 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1938 |
| Square Footage | 734 sqft Living Area |
| Lot Size | 3,348 sqft (0.076 acres) |
| Last Sale | $69,000 (2022) |
| Tax Bill | $1,240.00 (2024) |
| Primary APN | 0727430042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 734 sqft Living Area |
| 1st Floor | 432 sqft 1st Floor |
| Basement Area | 432 sqft Basement |
| Finished Basement | 432 sqft Finished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,348 sqft (0.076 acres) |
| Depth X Width | 124 ft x 27 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Deck Area | 132 sqft Deck |
| Patio Area | 132 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Commercial Water Source |
| Old Parcel Number | 000000727430007 |
|---|---|
| Street Address | 223 E BLUFF ST |
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1461 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E27' LT1 BLK1 EX S62 E27' MILLARDS ADD S/D SW NE SE 7767 |
| Legal Range | 40 |
| Legal Township | 92 |
| Legal Section | 27 |
| Legal Subdivision | MILLARDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE IA |
| Minor Civil Division | CHEROKEE |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 80101 |
Source: Cherokee County records · APN 0727430042
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 515, CHEROKEE, IA 51012-0515 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage CENTRAL BANK |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Mar 23, 2022 | Warranty Deed, Transfer · Line of Credit CHEROKEE STATE BANK |
| Aug 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF IOWA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2022 0663 |
| Deed Book / Page | 2022 / 663 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 223 E BLUFF ST, CHEROKEE, IA 51012-1461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 508 JEFFRIES ST, CHEROKEE, IA 51012-1428 |
| Document Number | 02025/2262 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 2025/2262 |
| Instrument | 2025 2262 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | 1400 18TH ST, SPIRIT LAKE, IA 51360 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 223 E BLUFF ST, CHEROKEE, IA 51012-1461 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002020/854 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 2020/854 |
| Instrument | 2020 0854 |
| Name | BANK |
|---|---|
| Type | Bank |
| Address | HULL, IA 51239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Mar 23, 2022 |
| Property Address | 223 E BLUFF ST, CHEROKEE, IA 51012-1461 |
| Document Number | 002022/663 |
| Book / Page | 2022 / 663 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022 0663 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | PO BOX 515, CHEROKEE, IA 51012-0515 |
| Document Number | 0020220664 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022 0664 |
| Name | CHEROKEE STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Aug 01, 2018 |
| Property Address | 223 E BLUFF ST, CHEROKEE, IA 51012-1461 |
| Document Number | 02018/1501 |
| Book / Page | 2018 / 1501 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 2018 1501 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 E BLUFF ST, CHEROKEE, IA 51012-1461 |
| Document Number | 0020181502 |
|---|---|
| Date | Aug 01, 2018 |
| Instrument | 2018 1502 |
| Name | UNITED BANK OF IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Cherokee County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,890 (+9.58%) Land $5,080 Building $76,810 | $81,890 (+9.58%) Land $5,080 Building $76,810 | |
| 2024 | $1,240.00 (+18.1%) | ||
| 2023 | $74,730 (+35.5%) Land $5,080 Building $69,650 | $74,730 (+35.5%) Land $5,080 Building $69,650 | |
| 2022 | $1,050.00 Homeowner's exemption | $55,150 Land $3,810 Building $51,340 | |
| 2021 | $55,150 Land $3,810 Building $51,340 |
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