223 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 223 E 7th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Feb 2021)
Tax Bill	$2,094 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.73-04-27`

Property Details

APN / Parcel Number

Primary APN	`351200 128.73-04-27`
Alternative APNs	`120012807300040270000000` `2590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	746 sqft
Upper Floors Area	347 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	129 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2590
Street Address	223 E 7TH ST
City	OSWEGO
State	NY
Zip	13126-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	HAMILTONS GORE
Legal Block	4
Legal Lot Number	27.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3012
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 BALDWIN RD, FULTON, NY 13069-4868
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC
Dec 7, 2020	Deed of Trust, Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	20211896
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 19, 2021
Property Address	223 E 7TH ST, OSWEGO, NY 13126-3226
Document Number	0000001896
Instrument Date	Jan 29, 2021
Instrument	R-2021-001896
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 E 7TH ST, 223, OSWEGO, NY 13126-3226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 BALDWIN RD, FULTON, NY 13069-4868

Mortgage

Document Number	0000001897
Date	Feb 19, 2021
Instrument	R-2021-001897

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	223 E 7TH ST, OSWEGO, NY 13126-3226
Document Number	0000012359
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 E 7TH ST OSWEGO NY 131263226, OSWEGO, NY 13126-3226

Mortgage

Document Number	0000012359
Date	Dec 14, 2020
Instrument	12359

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	6000 SHERIDAN DR, WILLIAMSVILLE, NY 14221-5886

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,094.00 (-1.13%)
2025	$2,118.00	$113,000 (+13%) Land $19,400 Building $93,600	$113,000 (-6.21%) Land $19,400 Building $93,600
2023		$100,000 Land $13,000 Building $87,000	$120,482 Land $15,663 Building $104,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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