223 E 7th St, Covington, KY 41011 Property Records

Kenton County property record for 223 E 7th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,516 sqft · built 1886
Lot Size	0.045 acres (1,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,600 (Dec 2019)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-23-19-002.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-19-002.00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,516 sqft Finished Area
Gross Area	2,544 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Combination
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,979 sqft (0.045 acres)
Lot Dimensions	97 ft deep x 20.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	223 E 7TH ST
City	COVINGTON
State	KY
Zip	41011-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOOTES ADDN PT LOTS 223-24 20.42'X 97' SS 7TH 169.58' W GARRARD
Legal Subdivision	FOOTES ADDN
Legal Lot Number	223,22
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Licking Riverside Historic District listed 1975 · 50 contributing resources · NRIS 75000787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 E 7TH ST, COVINGTON, KY 41011-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 6, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	May 2, 2003 · Amount on Record
Deed Document Number	201912 06 059 00103
Deed Book / Page	6820 / 130
Last Transfer Date	Sep 17, 2021
Transfer Doc	0005900229
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	223 E 7TH ST, COVINGTON, KY 41011-2538
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E 7TH ST, COVINGTON, KY 41011-2538

Mortgage

Document Number	0000006392
Date	Mar 30, 2026
Book Page	407/942
Instrument	26059000006392

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	223 E 7TH ST, COVINGTON, KY 41011-2538
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E 7TH ST, COVINGTON, KY 41011-2538

Mortgage

Document Number	0005900015
Date	Mar 27, 2023
Book Page	KCM 449/106
Instrument	23032705900015

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Sep 22, 2021
Property Address	223 E 7TH ST, COVINGTON, KY 41011-2538
Document Number	0005900229
Book / Page	119 / 534
Instrument Date	Sep 17, 2021
Instrument	21092205900229
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	223 E 7TH ST, COVINGTON, KY 41011-2538

Mortgage

Document Number	0005900230
Date	Sep 22, 2021
Book Page	275/290
Instrument	21092205900230

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2019
Property Address	223 E 7TH ST, COVINGTON, KY 41011-2538
Document Number	0000000103
Book / Page	0C6820 / 000130
Instrument Date	Nov 18, 2019
Instrument	103
Transaction Type	Foreclosure
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$229.60
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E 7TH ST COVINGTON KY 410112538, COVINGTON, KY 41011-2538

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,400 (+38.28%) Land $15,000 Building $309,400	$324,400 (+38.28%) Land $15,000 Building $309,400
2025	$3,108.00 (-0.51%)	$234,600 (-) Land $15,000 Building $219,600	$234,600 (-) Land $15,000 Building $219,600
2023	$3,124.00	$234,600 Land $15,000 Building $219,600	$234,600 Land $15,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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