223 E 2nd St, Covington, KY 41011 Property Records

Kenton County property record for 223 E 2nd St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1851
Square Footage	2,472 sqft Finished Area
Lot Size	1,888 sqft (0.043 acres)
Garage	Detached
Last Sale	$665,000 (2023)
Tax Bill	$8,811.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`054-14-13-003.01`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,472 sqft Finished Area
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1851
Effective Year Built	Effective 1851
Exterior Material	Brick Exterior
Lot Area	1,888 sqft (0.043 acres)
Depth X Width	95 ft x 19.2 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	223 E 2ND ST
City	COVINGTON
State	KY
Zip	41011-1701
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF COV PT LOTS 80-81 19.20'X 95' IRREG SEC 2ND & SANFORD
Legal Subdivision	ORIGINAL PLAT OF COV
Legal Lot Number	80,81
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	4
Census Block	4030
Census Tract	67000

Owner

Source: Kenton County records · APN 054-14-13-003.01

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1006 CHELTENHAM AVE, FRANKLIN, TN 37064-8691
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	May 06, 2015 · Amount on Record
Deed Doc Number	2023072868
Deed Book / Page	238 / 332
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0005900183
Record Refreshed	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 28, 2023
Property Address	223 E 2ND ST, COVINGTON, KY 41011-1701
Document Number	0005900068
Book / Page	KC 238 / 332
Map Reference	PL 44
Instrument Date	Jul 27, 2023
Instrument	23072805900068
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1087 HIGHPOINT DR, SPRINGBORO, OH 45066-9022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1006 CHELTENHAM AVE, FRANKLIN, TN 37064-8691

Mortgage

Document Number	0005900069
Date	Jul 28, 2023
Book Page	KCM 479/762
Instrument	23072805900069

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.5%
Index	52-Week T-Bill (1-Year)
Max Rate	12.5%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,811.00 (+20.5%)	$665,000 (+21.13%) Land $50,000 Building $615,000	$665,000 (+21.13%) Land $50,000 Building $615,000
2023	$7,312.00 (+0.83%)	$549,000 (-) Land $50,000 Building $499,000	$549,000 (-) Land $50,000 Building $499,000
2022	$7,252.00	$549,000 Land $50,000 Building $499,000	$549,000 Land $50,000 Building $499,000