Madison County property record for 223 Dudley Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,401 sqft |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,800 (May 2026) |
| Tax Bill | $3,048 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038-0005-0021 |
| Primary APN | 0038-0005-0021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,401 sqft Living Area |
| 1st Floor Area | 2,401 sqft |
| Basement Area | 2,401 sqft |
| Finished Basement | 2,401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 58737 |
|---|---|
| Street Address | 223 DUDLEY CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLS RIDGE NEW LOT 21 PH 2 |
| Legal Subdivision | WELLS RIDGE TRACE |
| Legal Phase | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10103 |
Source: Madison County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Jan 28, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 27, 2006 | Deed, Transfer · Line of Credit FIRST HORIZON HOME LOAN CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2006 · Amount on Record |
| Deed Document Number | 202614349931 |
| Deed Book / Page | 883 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01723/319 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | M01723/319 |
| Instrument | 2013952990 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01914/431 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | M01914/431 |
| Instrument | 2014006192 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 21, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 20, 2026 |
| Property Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Document Number | 0014349931 |
| Book / Page | 883 / 45 |
| Instrument Date | May 14, 2026 |
| Instrument | 202614349931 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,680.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Document Number | 0014349935, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202614349935 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 27, 2006 |
| Property Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Document Number | 0D0603/358 |
| Book / Page | D0603 / 358 |
| Map Reference | CAB22 SL6 |
| Instrument Date | Feb 24, 2006 |
| Instrument | 363157 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 BROME DR, NICHOLASVILLE, KY 40356-9526 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 223 DUDLEY CT, RICHMOND, KY 40475-7964 |
| Document Number | 0000363158 |
|---|---|
| Date | Feb 27, 2006 |
| Instrument | 363158 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2036 |
| Document Number | 0M1091/511 |
|---|---|
| Date | Mar 16, 2006 |
| Book Page | M1091/511 |
| Instrument | 364313 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,048.00 (-2.81%) | $323,300 (-) | $323,300 (-) |
| 2023 | $3,136.00 | $323,300 | $323,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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