223 Cummings Dr, Bartlett, IL 60103 Property Records

Cook County property record for 223 Cummings Dr, Bartlett, IL 60103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,593 sqft · built 1994
Lot Size0.176 acres (7,647 sqft)
Owner2 Individual Names on Record
Last Sale$358,000 (May 2022)
Tax Bill$9,347 (2023)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-31-309-011

Property Details

APN / Parcel Number

Primary APN06-31-309-011
Alternative APN
  • 06-31-309-011-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,593 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,647 sqft (0.176 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address223 CUMMINGS DR
CityBARTLETT
StateIL
Zip60103-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE OF BARTLETT UNI LOT 319
Legal Range9E
Legal Township41N
Legal Section31
Legal SubdivisionWESTRIDGE BARTLETT UNIT 02 S
Legal Lot Number319
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2019
Census Tract804514

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1050 WOODHILL CT, ELGIN, IL 60120-5118
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 7, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2022 · Amount on Record
Deed SaleMay 5, 2022 · Amount on Record
Prior SaleNov 7, 2017 · Amount on Record
Deed Document Number20221045
Prior Transfer DateNov 24, 1998
Prior Transfer Doc0000000675
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 5, 2022
Property Address223 CUMMINGS DR, BARTLETT, IL 60103-1366
Document Number0012501045
Map ReferenceDOC 94508875
Instrument DateApr 25, 2022
Instrument2212501045
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address223 CUMMINGS DR, BARTLETT, IL 60103-1366

Mortgage

Document Number0012501046
DateMay 5, 2022
Instrument2212501046
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate4.25%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 7, 2017
Property Address223 CUMMINGS DR, BARTLETT, IL 60103-1366
Document Number1731101035
Instrument DateOct 26, 2017
Instrument31101035
Transaction TypeTransfer
Record UpdatedNov 15, 2017
Title CompanyAFFINITY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$276.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 CUMMINGS DR BARTLETT IL 601031366, BARTLETT, IL 60103-1366

Mortgage

Document Number1731101036
DateNov 7, 2017
Instrument31101036
Lender
NameFIRST CENTENNIAL MTG CORP
AddressAURORA, IL 60506
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 6, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityBartlett Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,000 (+24.14%) Land $7,647 Building $28,353$360,000 (+24.14%) Land $76,470 Building $283,530
2023$9,347.00 (+3.41%)
2022$9,039.00$28,999 Land $6,499 Building $22,500$289,990 Land $64,990 Building $225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT
serves 41,500 people · EPA ID IL0314120
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionApr 2025
Lead20 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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