Madison County property record for 223 Covedale Cir, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,445 sqft · built 2002 |
| Lot Size | 0.513 acres (22,376 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Oct 2016) |
| Tax Bill | $1,307 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-03-0-002-025.012 |
| Primary APN | 15-02-03-0-002-025.012 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,376 sqft (0.513 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 459657 |
|---|---|
| Street Address | 223 COVEDALE CIR |
| City | MADISON |
| State | AL |
| Zip | 35757-8432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 COVE POINTE PB 41 PG 87 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | COVE POINTE |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10623 |
223 Covedale Cir is owned and occupied by two individuals who bought it in October 2016.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 223 COVEDALE CIR, MADISON, AL 35757-8432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS |
| Oct 27, 2017 | Grant Deed, Transfer · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2016 · Amount on File |
| Deed Sale | Oct 27, 2016 · Amount on File |
| Deed Document Number | 2016616890 |
| Prior Transfer Date | Oct 26, 2016 |
| Prior Transfer Doc | 0000616890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 223 COVEDALE CIR, MADISON, AL 35757-8432 |
| Document Number | 0000101654 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 COVEDALE CIR MADISON AL 357578432, MADISON, AL 35757-8432 |
| Document Number | 0000101654 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 101654 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 223 COVEDALE CIR, MADISON, AL 35757-8432 |
| Document Number | 0000011591 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 223 COVEDALE CIR MADISON AL 357578432, MADISON, AL 35757-8432 |
| Document Number | 0000011591 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 11591 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Oct 27, 2017 |
| Property Address | 223 COVEDALE CIR, MADISON, AL 35757-8432 |
| Document Number | 0000594411 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 594411 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 223 COVEDALE CIR MADISON AL 357578432, MADISON, AL 35757-8432 |
| Document Number | 594412 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 594412 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
The 2026 property tax bill for 223 Covedale Cir was $1,307 with a homeowner's exemption, up 1.5% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,307.00 (+1.48%) | ||
| 2025 | $1,288.00 Homeowner's exemption | $37,100 Land $6,000 Building $31,100 | $370,900 Land $60,000 Building $310,900 |
| 2023 | $1,174.00 (+19.07%) Homeowner's exemption | $33,980 (+18.65%) Land $6,000 Building $27,980 | $339,800 (+18.69%) Land $60,000 Building $279,800 |
| 2022 | $986.00 Homeowner's exemption | $28,640 Land $3,760 Building $24,880 | $286,300 Land $37,500 Building $248,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 223 Covedale Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2012–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 223 Covedale Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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