223 Cold Spring Rd, Stamford, CT 06905 Property Records

Stamford City property record for 223 Cold Spring Rd, Stamford, CT 06905

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,924 sqft · built 1927
Lot Size0.093 acres (4,033 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Sep 2022)
Tax Bill$7,667 (2025)
Deeds & MortgagesNov 2021 Refinance
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN1-3547

Property Details

APN / Parcel Number

Primary APN1-3547
Alternative APNs
  • STAM M:001 B:3547
  • 001-3547

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area
Gross Area3,268 sqft
1st Floor Area679 sqft
Basement Area624 sqft
Unfinished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1955
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,033 sqft (0.093 acres)
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1-3547
Street Address223 COLD SPRING RD
CitySTAMFORD
StateCT
Zip06905-4220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Block3547
JurisdictionSTAMFORD CT
Township / Civil DivisionSTAMFORD
Census Block Group1
Census Block1003
Census Tract21300

Owner

223 Cold Spring Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Stamford City records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address223 COLD SPRING RD, STAMFORD, CT 06905-4220
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MISSION LOANS LLC
Sep 7, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
US BANK NA
Oct 23, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2022 · Amount on File
Deed SaleSep 7, 2022 · Amount on File
Prior SaleJun 17, 2013 · Amount on File
Deed Document Number202214585
Deed Book / Page13064 / 101
Transfer Doc10425-65
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAMFORD CT
Property Address223 COLD SPRING RD, STAMFORD, CT 06905-4220
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number012853-125
DateNov 2, 2021
Book Page12853/125
Instrument2021023228
Lender
NameMISSION LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueDec 1, 2041

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAMFORD CT
Recording DateSep 7, 2022
Property Address223 COLD SPRING RD, STAMFORD, CT 06905-4220
Document Number013064-101
Book / Page13064 / 101
Instrument DateSep 2, 2022
Instrument2022014585
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address59 LAKE AVE, DANBURY, CT 06810-6340

Mortgage

Document Number2022014586
DateSep 7, 2022
Instrument2022014586
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAMFORD CT
Property Address223 COLD SPRING RD, STAMFORD, CT 06905-4220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12040-110
DateOct 23, 2018
Book Page12040/110
Instrument2018018148
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 223 Cold Spring Rd was $7,667.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityStamford City
Unified School DistrictStamford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,667.00$320,510 Land $177,720 Building $142,790$224,357 Land $124,404 Building $99,953
2024$7,667.00 (-5.23%)
2023$8,090.00 (+14.35%)$320,510 (+23.09%) Land $177,720 Building $142,790
2022$7,075.00$260,390 Land $142,170 Building $118,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 223 Cold Spring Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 223 Cold Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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