223 Cobblestone Cir, Red Oak, TX 75154 Property Records

Ellis County property record for 223 Cobblestone Cir, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2002
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R217952`

Property Details

APN / Parcel Number

Primary APN	`R217952`
Alternative APNs	`72304890101200111` `217952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	162 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	164 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	223 COBBLESTONE CIR
City	RED OAK
State	TX
Zip	75154-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK A COBBLESTONE ESTS .278 AC
Legal Subdivision	COBBLESTONE ESTS
Legal Block	A
Legal Lot Number	12
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4000
Census Tract	60207

Owner

223 Cobblestone Cir is owned and occupied by two individuals who acquired it in October 2024.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	223 COBBLESTONE CIR, RED OAK, TX 75154-5044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage RESOURCE ONE CU
Jul 26, 2019	Deed of Trust, Mortgage TEXASLENDING.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 24, 2024
Transfer Doc	0000036346
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	223 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0000032915
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 COBBLESTONE CIR RED OAK TX 751545044, RED OAK, TX 75154-5044

Mortgage

Document Number	0000032915
Date	Sep 15, 2020
Instrument	32915

Lender

Name	RESOURCE ONE CU
Address	DALLAS, TX 75215

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 14, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	223 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0000022023
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 COBBLESTONE CIR RED OAK TX 751545044, RED OAK, TX 75154-5044

Mortgage

Document Number	0000022023
Date	Aug 1, 2019
Instrument	22023

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 223 Cobblestone Cir was $3,653 with a homeowner's exemption, down 12.9% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,199 (-10.43%) Land $65,000 Building $162,199	$227,199 (-10.43%) Land $65,000 Building $162,199
2025	$3,653.00 (-12.9%)	$253,661 Land $65,000 Building $188,661	$253,661 Land $65,000 Building $188,661
2024	$4,194.00 (+11.57%)
2023	$3,759.00 Homeowner's exemption	$274,937 Land $65,000 Building $209,937	$274,937 Land $65,000 Building $209,937
2018	$3,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Cobblestone Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Cobblestone Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Cobblestone Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures