223 Cedar Ln, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 223 Cedar Ln, Cedar Point, NC 28584 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,994 sqft · built 1954
Lot Size1.26 acres (55,191 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Aug 2016)
Tax Bill$6,367 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2017 Mortgage
Flood ZoneZone AE (high risk)
APN5364.16.94.6377000

Property Details

APN / Parcel Number

Primary APN5364.16.94.6377000
Alternative APNs
  • 244050
  • 66243

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,994 sqft Heated Area
Gross Area2,700 sqft
1st Floor Area930 sqft
SunroomSunroom
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialMetal
Lot Area55,191 sqft (1.26 acres)
Lot Dimensions225 ft deep x 224 ft wide
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area244 sqft
Patio Area20 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number66243
Street Address223 CEDAR LN
CityCEDAR POINT
StateNC
Zip28584-0020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL62 N PT 63 CEDAR LANE
Legal SubdivisionJOHN R JONES
Legal Block94
Legal Lot Number62-63
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3055
Census Tract970806

Owner

Source: Carteret County records · APN 5364.16.94.6377000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address223 CEDAR LN, CEDAR POINT, NC 28584-0020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2016 · Amount on Record
Deed SaleAug 02, 2016 · Amount on Record
Prior SaleJul 09, 2004
Deed Document Number20161549437
Deed Book / Page1549 / 437
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address223 CEDAR LN, CEDAR POINT, NC 28584-0020
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015870017
DateSep 11, 2017
Book Page1587/017
Instrument1587017
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address223 CEDAR LN, CEDAR POINT, NC 28584-0020
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015870016
DateSep 11, 2017
Book Page1587/016
Instrument1587016
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,367.00 (+68.48%)$1,416,821 (+121.11%) Land $416,760 Building $1,000,061$1,416,821 (+121.11%) Land $416,760 Building $1,000,061
2023$640,767 Land $483,974 Building $156,793$640,767 Land $483,974 Building $156,793
2022$3,779.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319708063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 213 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
126 under condo master policies
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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