223 Cape Monday Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 223 Cape Monday Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1984
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individuals on Record
Last Sale	$981,770 (Apr 2026)
Tax Bill	$7,278 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:21 L:0078`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:21 L:0078`
Alternative APN	`424`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	672 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	424
Street Address	223 CAPE MONDAY RD
City	HARRISON
State	ME
Zip	04040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	78
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3006
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	223 CAPE MONDAY RD, HARRISON, ME 04040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer
Mar 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 27, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Book / Page	42195 / 293
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Apr 21, 2026
Property Address	223 CAPE MONDAY RD, HARRISON, ME 04040
Document Number	0421950293
Book / Page	42195 / 293
Instrument Date	Apr 21, 2026
Instrument	2026.15110
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	223 CAPE MONDAY RD, HARRISON, ME 04040
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421230331
Date	Mar 20, 2026
Book Page	42123/331
Instrument	10640

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Jul 27, 2020
Property Address	223 CAPE MONDAY RD, HARRISON, ME 04040
Document Number	0369730232
Book / Page	36973 / 232
Instrument Date	Jul 24, 2020
Instrument	42727
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BEACH ST, MARBLEHEAD, MA 01945-2902

Mortgage

Document Number	42728
Date	Jul 27, 2020
Instrument	42728

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,278.00 (+6.56%)	$887,000 (-) Land $725,500 Building $161,500
2024	$6,830.00 (+16.73%)	$887,000 (+96.33%) Land $725,500 Building $161,500
2023	$5,851.00 (+8.84%)	$451,800 (-) Land $360,000 Building $91,800
2022	$5,376.00	$451,800 Land $360,000 Building $91,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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