223 Bergamot Loop, Davenport, FL 33837 Property Records

Polk County property record for 223 Bergamot Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2020
Lot Size	0.152 acres (6,604 sqft)
Owner	Company Name on File
Last Sale	$374,990 (Jun 2026)
Tax Bill	$5,936 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726009-002800`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726009-002800`
Alternative APNs	`052727726009002800` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	2,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,604 sqft (0.152 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	324 sqft

Location & Zoning

Street Address	223 BERGAMOT LOOP
City	DAVENPORT
State	FL
Zip	33837-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS POINTE PB 171 PGS 34-36 LOT 280
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	CITRUS POINTE
Legal Block	1
Legal Lot Number	280
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

223 Bergamot Loop is owned by a company that bought it in June 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	223 BERGAMOT LOOP, DAVENPORT, FL 33837-7722
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2020	Grant Deed, Subdivision Related Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	2026140495
Deed Book / Page	14035 / 1393
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 11, 2026
Property Address	223 BERGAMOT LOOP, DAVENPORT, FL 33837-7722
Document Number	0000140495
Book / Page	14035 / 1393
Instrument Date	May 27, 2026
Instrument	2026140495
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,117.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000140496,
Date	Jun 11, 2026
Book Page	14035/1395
Instrument	2026140496

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	223 BERGAMOT LOOP, DAVENPORT, FL 33837-7722
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4284 ELACKSHEAR CRT, CLERMONT, FL 34714

Mortgage

Document Number	0000186735
Date	Jul 20, 2021
Book Page	11809/362
Instrument	2021186735

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Apr 1, 2050

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 24, 2020
Property Address	223 BERGAMOT LOOP, DAVENPORT, FL 33837-7722
Document Number	0111860033
Book / Page	011186 / 000033
Instrument Date	Mar 18, 2020
Instrument	65936
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,954.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 BERGAMOT LOOP DAVENPORT FL 338377722, DAVENPORT, FL 33837-7722

Mortgage

Document Number	111860037
Date	Mar 24, 2020
Book Page	011186/000037
Instrument	65937

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 223 Bergamot Loop was $5,936.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,124 (-8%) Land $58,000 Building $224,124	$282,124 (-8%) Land $58,000 Building $224,124
2025	$5,936.00	$306,665 Land $58,000 Building $248,665	$306,665 Land $58,000 Building $248,665
2023	$6,285.00 (+1.03%) Homeowner's exemption	$243,829 (+3%)	$297,534 (+1.99%) Land $56,000 Building $241,534
2022	$6,221.00 Homeowner's exemption	$236,727	$291,721 Land $46,000 Building $245,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Bergamot Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Bergamot Loop is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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