223 Ave B, Key Largo, FL 33037 Property Records

Monroe County property record for 223 Ave B, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1961
Lot Size	0.319 acres (13,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Oct 2021)
Tax Bill	$7,579 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`00475530-000000`

Property Details

APN / Parcel Number

Primary APN	`00475530-000000`
Alternative APNs	`11613900475530000000` `1582654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,900 sqft (0.319 acres)
Garage Type	Detached
Garage Area	672 sqft
Porch	Florida Room
Porch Area	439 sqft
Patio Area	1,380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1582654
Street Address	223 AVENUE B
City	KEY LARGO
State	FL
Zip	33037-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 8 LT 13 AND 14 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR177-549/50 OR807-272 OR1159-638 OR1168-1080/92 OR1259-1408 OR1704-1568 OR2022-2019 OR2595-2295 OR3089-403 OR3134-0897
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	8
Legal Lot Number	13,14
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1037
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 AVENUE B, KEY LARGO, FL 33037-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Apr 14, 2021	Warranty Deed, Transfer SUNSHINE TITLE/THE KEYS INC, SUNSHINE TITLE OF KEYS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	20212346145
Deed Book / Page	3134 / 897
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0031340897
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 27, 2021
Property Address	223 AVENUE B, KEY LARGO, FL 33037-4806
Document Number	0031340897
Book / Page	3134 / 897
Map Reference	MB 4 PG 92
Instrument Date	Oct 25, 2021
Instrument	2346145
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	980 LUGO AVE, 980, CORAL GABLES, FL 33156-6323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 AVENUE B, KEY LARGO, FL 33037-4806
Investor	Possibly a Property Investor

Mortgage

Document Number	0003134899
Date	Oct 27, 2021
Instrument	3134/899

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 14, 2021
Property Address	223 AVENUE B, KEY LARGO, FL 33037-4806
Document Number	0030890403
Book / Page	3089 / 403
Map Reference	MB 4 PG 92
Instrument Date	Apr 2, 2021
Instrument	2313877
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SUNSHINE TITLE/THE KEYS INC, SUNSHINE TITLE OF KEYS INC

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3085 POINCIANA CIR, 3085, SANIBEL, FL 33957-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 AVENUE B, KEY LARGO, FL 33037-4806

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$801,775 (+0.41%) Land $455,364 Building $346,411	$801,775 (+0.41%) Land $455,364 Building $346,411
2024	$7,579.00 (+7.5%)
2023	$7,050.00 (+12.8%)	$798,489 (+10.97%) Land $481,635 Building $316,854	$798,489 (+10.97%) Land $481,635 Building $316,854
2022	$6,250.00	$719,526 Land $394,065 Building $325,461	$719,526 Land $394,065 Building $325,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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