223 Ackerley Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 223 Ackerley Rd, Gilboa, NY 12076

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,060 sqft · built 1971
Lot Size	19 acres (827,640 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2023)
Tax Bill	$5,787 (2026)
Deeds & Mortgages	Apr 2023 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432800 211.-4-8`

Property Details

APN / Parcel Number

Primary APN	`432800 211.-4-8`
Alternative APNs	`280021100000040080000000` `445J100150`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Rustic
Exterior Material	Wood
Foundation Type	Raised
Lot Area	827,640 sqft (19 acres)
Porch	Slab
Porch Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	445J100150
Street Address	223 ACKERLEY RD
City	GILBOA
State	NY
Zip	12076-3206
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CONESVILLE
Census Block Group	4
Census Block	4037
Census Tract	740800

Owner

223 Ackerley Rd, a rural home, is owned by two individuals who bought it in April 2023.

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 YORK ST, JERSEY CITY, NJ 07302-4016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed, Transfer
Sep 7, 2022	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	2023821222
Deed Book / Page	1189 / 64
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 28, 2023
Property Address	223 ACKERLEY RD, GILBOA, NY 12076-3206
Document Number	0001189/64
Book / Page	1189 / 64
Instrument Date	Mar 27, 2023
Instrument	821222
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 YORK ST, JERSEY CITY, NJ 07302-4016

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 7, 2022
Property Address	223 ACKERLEY RD, GILBOA, NY 12076-3206
Document Number	001173/201
Book / Page	1173 / 201
Instrument Date	Aug 8, 2022
Instrument	816364
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEWS LN, SOUTH ORANGE, NJ 07079-1737

Mortgage

Document Number	0000816365
Date	Sep 7, 2022
Instrument	816365

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	223 ACKERLEY RD, GILBOA, NY 12076-3206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1908/155
Date	Dec 10, 2020
Book Page	1908/155
Instrument	782705

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 223 Ackerley Rd was $5,787, up 3.5% from the year before.

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Conesville Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,787.00 (+3.51%)
2025	$5,591.00	$300,200 Land $69,000 Building $231,200	$312,708 Land $71,875 Building $240,833
2023		$280,000 (+86.67%) Land $69,000 Building $211,000	$294,737 (+70.95%) Land $72,632 Building $222,105
2022		$150,000 Land $66,000 Building $84,000	$172,414 Land $75,862 Building $96,552
2021	$2,367.00 (-42.73%)
2020	$4,133.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 223 Ackerley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Ackerley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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