223 3rd Ave SE, Catawba, NC 28609 Property Records

Catawba County property record for 223 3rd Ave SE, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,155 sqft · built 1940
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2000)
Tax Bill	$717 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3781-07-77-4858`

Property Details

APN / Parcel Number

Primary APN	`3781-07-77-4858`
Alternative APN	`0008134`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	2,150 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	74,923 sqft (1.72 acres)
Terrain	Rolling
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	223 3RD AVE SE
City	CATAWBA
State	NC
Zip	28609-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	223 3RD AVE SE
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	3
Census Block	3061
Census Tract	11501

Owner

223 3rd Ave SE is owned by an individual who bought it in May 2000.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 755, CATAWBA, NC 28609-0755
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2000 · Amount on File
Deed Sale	May 2, 2000 · Amount on File
Deed Book / Page	420 / 174
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	May 12, 2026
Property Address	223 3RD AVE SE, CATAWBA, NC 28609-9037
Document Number	0000009333
Book / Page	4019 / 1588
Instrument Date	May 7, 2026
Instrument	20269333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 3RD AVE SE, CATAWBA, NC 28609-9037

Mortgage

Document Number	0000009333,
Date	May 12, 2026
Book Page	4019/1588
Instrument	20269333

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	223 3RD AVE SE, CATAWBA, NC 28609-9037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034730384
Date	Sep 20, 2018
Book Page	03473/0384
Instrument	16030

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Sep 20, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 223 3rd Ave SE was $717, down 55.7% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Catawba Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $22,100 Building $157,900
2025	$717.00 (-55.66%)	$180,000 Land $22,100 Building $157,900
2024	$1,617.00 (+12.53%)
2023	$1,437.00	$98,600 Land $22,100 Building $76,500	$180,000 Land $22,100 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 3rd Ave SE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 3rd Ave SE is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CATAWBA serves 1,617 people · EPA ID NC0118040
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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