222R E Chop Dr, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 222R E Chop Dr, Oak Bluffs, MA 02557

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 6 ba · 4,497 sqft · built 2005
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Dec 2015)
Tax Bill	$20,147 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0002 B:0006 L:001`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0002 B:0006 L:001`
Alternative APN	`5043`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	4,497 sqft Living Area
Gross Area	6,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	30,928 sqft (0.71 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	5043
Street Address	222R E CHOP DR
City	OAK BLUFFS
State	MA
Zip	02557-6852
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Block	6
Legal Lot Number	1
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1011
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 CARY AVE, MILTON, MA 02186-4223
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · ARM SHARON AND CRESCENT UNITED CREDIT UNION
Apr 5, 2017	Deed of Trust, Mortgage SHARON CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2015 · Amount on Record
Deed Sale	Dec 15, 2015 · Amount on Record
Prior Sale	Aug 7, 2015
Deed Book / Page	76 / 31
Transfer Doc	0000076-31
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	222R E CHOP DR, OAK BLUFFS, MA 02557-6852
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089709
Date	Feb 1, 2021
Instrument	89709

Lender

Name	SHARON AND CRESCENT UNITED CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2036
Index	1-Year CMT

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	222R E CHOP DR, OAK BLUFFS, MA 02557-6852
Document Number	0000083655
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083655
Date	Apr 10, 2017
Instrument	83655

Lender

Name	SHARON CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,147.00 (-1.46%)	$3,989,600 (+2.05%) Land $1,673,500 Building $2,316,100
2024	$20,446.00 (+2.79%)	$3,909,300 (+3.77%) Land $1,520,800 Building $2,388,500
2023	$19,891.00	$3,767,200 Land $1,477,700 Building $2,289,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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