22295 Montera Dr, Salinas, CA 93908 Property Records

Monterey County property record for 22295 Montera Dr, Salinas, CA 93908

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,360 sqft · built 1971
Lot Size0.24 acres (10,451 sqft)
Owner2 Individual Names on File
Last Sale$978,500 (Jun 2023)
Tax Bill$12,216 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN161-342-009-000

Property Details

APN / Parcel Number

Primary APN161-342-009-000
Alternative APN
  • 161-342-009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialWood Shingle
Lot Area10,451 sqft (0.24 acres)
Garage Area512 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number161-342-009
Street Address22295 MONTERA DR
CitySALINAS
StateCA
Zip93908-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTORO PARK ESTATES NO 3 TR 502 LOT 9 BLK 12
Legal SubdivisionTORO PARK
Legal Tract502
Legal Block12
Legal Lot Number9
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3007
Census Tract14110

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address22295 MONTERA DR, SALINAS, CA 93908-1025
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jun 23, 2023Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2023 · Amount on File
Deed SaleJun 23, 2023 · Amount on File
Prior SaleJun 16, 1994 · Amount on File
Deed Document Number202319276
Prior Transfer DateJul 9, 1998
Prior Transfer Doc0000047453
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateApr 30, 2026
Property Address22295 MONTERA DR, SALINAS, CA 93908-1025
Document Number0000014437
Instrument DateApr 24, 2026
Instrument202614437
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address22295 MONTERA DR, SALINAS, CA 93908-1025

Mortgage

Document Number0000014437,
DateApr 30, 2026
Instrument202614437
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 23, 2023
Property Address22295 MONTERA DR, SALINAS, CA 93908-1025
Document Number0000019276
Map ReferenceVOL 8 PG 71
Instrument DateJun 22, 2023
Instrument2023019276
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address22295 MONTERA DR, SALINAS, CA 93908-1025

Mortgage

Document Number0000019277
DateJun 23, 2023
Instrument2023019277
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,093,043 (+2%) Land $371,422 Building $721,621
2025$12,216.00 (+4.1%)$1,071,612 (+735.94%) Land $364,140 Building $707,472
2024$11,735.00 (+683.38%)
2023$1,498.00 (+0.67%)$128,192 (+2%) Land $26,974 Building $101,218
2022$1,488.00$125,680 Land $26,446 Building $99,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC SALINAS HILLS
private · serves 7,733 people · EPA ID CA2710012
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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