2229 Luzerne Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2229 Luzerne Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1951
Lot Size	0.138 acres (5,997 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2018)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01417597`

Property Details

APN / Parcel Number

Primary APN	`13-01417597`
Alternative APN	`01417597`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	800 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,997 sqft (0.138 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01417597
Street Address	2229 LUZERNE AVE
City	SILVER SPRING
State	MD
Zip	20910-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTH WOODSIDE SEC 3
Legal Subdivision	NORTH WOODSIDE
Legal Block	D
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2022
Census Tract	702800

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2229 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 29, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Jun 7, 1996 · Amount on Record
Deed Book / Page	56535 / 275
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2229 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	COURTHOUSE TITLE AND SETTLEMENTS, COURTHOUSE TTL & STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0644220221
Date	Oct 28, 2021
Book Page	64422/221

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 29, 2018
Property Address	2229 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Document Number	0565350275
Book / Page	56535 / 275
Map Reference	MB37 PL2591
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2445 LYTTONSVILLE RD APT 708, 2445, SILVER SPRING, MD 20910-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2229 LUZERNE AVE, SILVER SPRING, MD 20910-2138

Mortgage

Document Number	0056535282
Date	Aug 29, 2018
Instrument	56535/282

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,900 (+0.92%)	$497,400 (-) Land $332,400 Building $165,000
2025	$5,748.00 (+21.78%)	$488,400 (+6.73%)	$497,400 (+2.79%) Land $332,400 Building $165,000
2023		$457,600	$483,900 Land $298,000 Building $185,900
2022	$4,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Starry.

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