Lancaster County property record for 2229 Flat Creek Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,809 sqft · built 1997 |
| Lot Size | 3.97 acres (172,933 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Sep 2020) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080-00-035.01 |
| Primary APN | 0080-00-035.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| Gross Area | 2,161 sqft |
| Flooring | Carpet |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 172,933 sqft (3.97 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 352 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 72684 |
|---|---|
| Street Address | 2229 FLAT CREEK RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | PROPERTY OF DONALD L ADAMS SR |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11001 |
Source: Lancaster County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2229 FLAT CREEK RD, LANCASTER, SC 29720-7627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FEDERAL CREDIT UNION |
| Feb 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 25, 2020 | Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on Record |
| Deed Sale | Sep 25, 2020 · Amount on Record |
| Prior Sale | Feb 26, 2007 · Amount on Record |
| Deed Document Number | 202016543 |
| Deed Book / Page | 1367 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 1, 2026 |
| Property Address | 2229 FLAT CREEK RD, LANCASTER, SC 29720-7627 |
| Document Number | 0000007807 |
| Book / Page | 5600 / 80 |
| Instrument Date | May 26, 2026 |
| Instrument | 20267807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2229 FLAT CREEK RD, LANCASTER, SC 29720-7627 |
| Document Number | 0000007807, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 5600/80 |
| Instrument | 20267807 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 5, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2229 FLAT CREEK RD, LANCASTER, SC 29720-7627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2229 FLAT CREEK RD 29720, 29720, LANCASTER, SC 29720-7627 |
| Document Number | 0000002638 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 4670/40 |
| Instrument | 2022002638 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | CASHION, OK 73016 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 25, 2020 |
| Property Address | 2229 FLAT CREEK RD, LANCASTER, SC 29720-7627 |
| Document Number | 0000016543 |
| Book / Page | 1367 / 104 |
| Map Reference | PL 97-582 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020016543 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2229 FLAT CREEK RD, LANCASTER, SC 29720-7627 |
| Document Number | 0000016544 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020016544 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,476.00 (+9.41%) | $10,106 (+15%) Land $1,626 Building $8,480 | $280,300 (+27.58%) Land $45,100 Building $235,200 |
| 2024 | $1,349.00 (+0.45%) | ||
| 2023 | $1,343.00 | $8,788 Land $1,592 Building $7,196 | $219,700 Land $39,800 Building $179,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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