2229 Crest Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 2229 Crest Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,601 sqft · built 1993
Lot Size	0.342 acres (14,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Oct 2025)
Tax Bill	$6,654 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`509-341-14-00`

Property Details

APN / Parcel Number

Primary APN	`509-341-14-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	14,918 sqft (0.342 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2229 CREST DR
City	EL CAJON
State	CA
Zip	92021-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 3-16-1E S 1/2 OF POR
Legal Range	01E
Legal Township	16
Legal Section	03
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2037
Census Tract	15501

Owner

Source: San Diego County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9829 SAINT GEORGE ST, SPRING VALLEY, CA 91977-5252
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC
Oct 1, 2025	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Oct 1, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Oct 1, 2025
Deed Document Number	2025273571
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	0000273570
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2229 CREST DR, EL CAJON, CA 92021-4313
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2229 CREST DR, EL CAJON, CA 92021-4313

Mortgage

Document Number	0000303570
Date	Apr 20, 2021
Instrument	2021-0303570

Lender

Name	GROVES CAPITAL INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	May 1, 2044

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2025
Property Address	2229 CREST DR, EL CAJON, CA 92021-4313
Document Number	0000273571
Instrument Date	Oct 1, 2025
Instrument	2025-0273571
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9829 SAINT GEORGE ST, SPRING VALLEY, CA 91977-5252

Mortgage

Document Number	0000273572
Date	Oct 1, 2025
Instrument	2025-0273572

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2025
Property Address	2229 CREST DR, EL CAJON, CA 92021-4313
Document Number	0000273570
Instrument Date	Sep 9, 2025
Instrument	2025-0273570
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9829 SAINT GEORGE ST, SPRING VALLEY, CA 91977-5252

Mortgage

Document Number	0000273573
Date	Oct 1, 2025
Instrument	2025-0273573

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 29, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,000 (+67.09%) Land $500,000 Building $380,000
2025	$6,654.00 (+2.38%) Homeowner's exemption	$526,658 (+4.04%) Land $132,974 Building $393,684
2023	$6,499.00 (+1.75%) Homeowner's exemption	$506,209 Land $127,811 Building $378,398
2022	$6,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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