2229 Chevelon Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2229 Chevelon Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,468 sqft · built 1994
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-41-173A`

Property Details

APN / Parcel Number

Primary APN	`206-41-173A`

Interior

Stories	1 Story
Building Area	2,468 sqft Living Area
1st Floor Area	2,468 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	46,174 sqft
Garage Type	Detached
Garage Area	780 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,620 sqft
Deck Area	Deck Area
Patio Area	1,394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2229 CHEVELON RD
City	OVERGAARD
State	AZ
Zip	85933-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	FOREST TRAILS #2:LOTS 173 & 174. OUT OF 206-41-173 & 174 FOR2000R OLL
Legal Range	17E
Legal Township	12N
Legal Section	28
Legal Subdivision	FOREST TRAILS #2
Legal Lot Number	173-1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2016
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2852, OVERGAARD, AZ 85933-2852
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 24, 2020	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY
Feb 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 14, 2020
Transfer Doc	0000002830
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2229 CHEVELON RD, OVERGAARD, AZ 85933-9705
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004019
Date	Feb 26, 2021
Instrument	2021-04019

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 24, 2020
Property Address	2229 CHEVELON RD, OVERGAARD, AZ 85933-9705
Document Number	0000002830
Instrument Date	Feb 14, 2020
Instrument	2830
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2229 CHEVELON RD OVERGAARD AZ 85933, OVERGAARD, AZ 85933

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Feb 24, 2020
Property Address	2229 CHEVELON RD, OVERGAARD, AZ 85933-9705
Document Number	0000002828
Map Reference	MB 15 PG 38-40
Instrument Date	Feb 14, 2020
Instrument	2020-02828
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2229 CHEVELON RD, OVERGAARD, AZ 85933-9705

Mortgage

Document Number	0000002829
Date	Feb 24, 2020
Instrument	2020-02829

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	May 14, 2018
Property Address	2229 CHEVELON RD, OVERGAARD, AZ 85933-9705
Document Number	0000007713
Map Reference	MB15 PG38-40
Instrument Date	May 8, 2018
Instrument	2018-07713
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2229 CHEVELON RD, OVERGAARD, AZ 85933-9705

Mortgage

Document Number	0000007714
Date	May 14, 2018
Instrument	2018-07714

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$653,492 (+5.31%) Land $79,997 Building $573,495
2025	$2,546.00 (+4.69%)	$62,055 Land $7,711 Building $54,344	$620,550 Land $77,114 Building $543,436
2023	$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 59% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000

May also be available: Sparklight, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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