2229 Chapel Rd, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 2229 Chapel Rd, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,758 sqft · built 1953
Lot Size	0.521 acres (22,720 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 1997)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39-00-09-1-008-022.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-09-1-008-022.000`
Alternative APNs	`39091008022000RR00` `58342`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,758 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,720 sqft (0.521 acres)
Lot Dimensions	160 ft deep x 142 ft wide
Porch	Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	58342
Old Parcel Number	39091008022000RR00
Street Address	2229 CHAPEL RD
City	HOOVER
State	AL
Zip	35226-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 9 & 10 BLK 1 LACKEY & BARNETT RESURVEY OF BLKS 5+6+7+8+9 OF SHADES MONT ESTATES
Legal Range	03W
Legal Township	19S
Legal Section	09
Legal Quarter	NE
Legal Subdivision	LACKEY & BARNETT INC RES
Legal Block	1
Legal Lot Number	9-10 10
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	2
Census Block	2056
Census Tract	14412

Owner

2229 Chapel Rd is owned and occupied by two individuals who bought it in November 1997.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2229 CHAPEL RD, HOOVER, AL 35226-1487
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 1997 · Amount on File
Deed Sale	Nov 10, 1997 · Amount on File
Deed Document Number	0097628093
Deed Book / Page	9762 / 8093
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2229 CHAPEL RD, HOOVER, AL 35226-1487
Document Number	0000073459
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2229 CHAPEL RD HOOVER AL 352261487, HOOVER, AL 35226-1487

Mortgage

Document Number	0000073459
Date	Jul 22, 2019
Instrument	73459

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 21, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2229 Chapel Rd was $2,053 with a senior citizen's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,053.00 Senior Citizen's exemption	$33,680	$342,600 Land $151,000 Building $191,600
2023		$30,560 Land $15,105 Building $15,455	$305,500 Land $151,000 Building $154,500
2022	$2,191.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2229 Chapel Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2014–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2229 Chapel Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20