22286 Moscow Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 22286 Moscow Rd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1966
Lot Size	0.257 acres (11,200 sqft)
Owner	Trust Name on File
Last Sale	$525,000 (Apr 2005)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`096-200-030-000`

Property Details

APN / Parcel Number

Primary APN	`096-200-030-000`
Alternative APN	`096-200-030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,200 sqft (0.257 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	096-200-030
Street Address	22286 MOSCOW RD
City	MONTE RIO
State	CA
Zip	95462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	SUBDIVISION SHERIDAN
Legal Block	1
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	1
Census Block	1022
Census Tract	153707

Owner

22286 Moscow Rd is owner-occupied and held in a trust since April 2005.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	22286 MOSCOW RD, MONTE RIO, CA 95462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE
Jul 12, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2005 · Amount on File
Deed Sale	Apr 22, 2005 · Amount on File
Prior Sale	Dec 21, 2001 · Amount on File
Deed Document Number	200554947
Prior Transfer Date	Aug 23, 1995
Prior Transfer Doc	0000075657
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	22286 MOSCOW RD, MONTE RIO, CA 95462
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22286 MOSCOW RD, MONTE RIO, CA 95462

Mortgage

Document Number	0000059985
Date	May 18, 2021
Instrument	2021059985

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jul 12, 2022
Property Address	22286 MOSCOW RD, MONTE RIO, CA 95462
Document Number	0000047477
Instrument Date	Jun 30, 2022
Instrument	2022047477
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22286 MOSCOW RD, MONTE RIO, CA 95462

Tax Assessment & Valuation

The 2025 property tax bill for 22286 Moscow Rd was $5,595 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,063 (+2%) Land $227,478 Building $234,585
2025	$5,595.00 Homeowner's exemption	$453,004 Land $223,018 Building $229,986
2023	$5,288.00 (+2.08%) Homeowner's exemption	$435,415 Land $214,359 Building $221,056
2022	$5,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22286 Moscow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	7 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22286 Moscow Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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