22281 Toro Hills Dr, Salinas, CA 93908 Property Records

Monterey County property record for 22281 Toro Hills Dr, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,328 sqft · built 1990
Lot Size	0.989 acres (43,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,155,500 (Mar 2019)
Tax Bill	$14,623 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`161-042-034-000`

Property Details

APN / Parcel Number

Primary APN	`161-042-034-000`
Alternative APN	`161-042-034`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	21 Rooms
Stories	2 Stories
Building Area	4,328 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	43,085 sqft (0.989 acres)
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	161-042-034
Street Address	22281 TORO HILLS DR
City	SALINAS
State	CA
Zip	93908-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 16 SUR MAPS PG 228 LOT 21 EXC SCENIC EASE TO MTY CO R1963-1247 1 AC
Legal Subdivision	TORO HILLS ESTATES
Legal Block	3
Legal Lot Number	21
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3001
Census Tract	14110

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Sep 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC VALLEY BANK
Jan 21, 2022	Deed of Trust, Mortgage PACIFIC VALLEY BANK
Mar 5, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	20198650
Prior Transfer Date	May 23, 2011
Prior Transfer Doc	0000030565
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134

Mortgage

Document Number	0000079051
Date	Nov 22, 2021
Instrument	2021079051

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041003
Date	Sep 18, 2019
Instrument	2019041003

Lender

Name	PACIFIC VALLEY BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134

Mortgage

Document Number	0000003288
Date	Jan 21, 2022
Instrument	2022003288

Lender

Name	PACIFIC VALLEY BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 5, 2019
Property Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134
Document Number	0000008650
Map Reference	VOL 15 PG 87
Instrument Date	Feb 22, 2019
Instrument	2019008650
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22281 TORO HILLS DR, SALINAS, CA 93908-1134

Mortgage

Document Number	0000008651
Date	Mar 5, 2019
Instrument	2019008651

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,314,528 (+2%) Land $455,129 Building $859,399
2025	$14,623.00 (+7.92%) Homeowner's exemption	$1,288,754 (+4.04%) Land $446,205 Building $842,549
2023	$13,550.00 (-0.57%) Homeowner's exemption	$1,238,712 Land $428,879 Building $809,833
2022	$13,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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