Catawba County property record for 2228 Westover Rd, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,128 sqft · built 1992 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2016) |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2791-15-64-6345 |
| Primary APN | 2791-15-64-6345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Upper Floors Area | 1,064 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 183 ft deep x 103 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 185 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2228 WESTOVER RD |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 2 PLAT 20-94 |
| Legal Subdivision | WESTOVER WOODS |
| Legal Lot Number | 2 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11101 |
2228 Westover Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2228 WESTOVER RD, HICKORY, NC 28602-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on File |
| Deed Sale | Jun 1, 2016 · Amount on File |
| Prior Sale | Apr 27, 2005 · Amount on File |
| Deed Document Number | 20168786 |
| Deed Book / Page | 3344 / 1111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 2228 WESTOVER RD, HICKORY, NC 28602-8211 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0038080474 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 3808/474 |
| Instrument | 7822 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 2228 WESTOVER RD, HICKORY, NC 28602-8211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036610675 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 3661/675 |
| Instrument | 13063 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2228 Westover Rd was $1,455, down 17.7% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,100 (-) Land $22,200 Building $342,900 | ||
| 2025 | $1,455.00 (-17.66%) | $365,100 Land $22,200 Building $342,900 | |
| 2024 | $1,767.00 (+2.67%) | ||
| 2023 | $1,721.00 | $365,100 Land $22,200 Building $342,900 | $365,100 Land $22,200 Building $342,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2228 Westover Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 Westover Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARVIEW ACRES S/D private · serves 170 people · EPA ID NC0118105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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