2228 Westover Rd, Hickory, NC 28602 Property Records

Catawba County property record for 2228 Westover Rd, Hickory, NC 28602

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,128 sqft · built 1992
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jun 2016)
Tax Bill$1,455 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2791-15-64-6345

Property Details

APN / Parcel Number

Primary APN2791-15-64-6345
Alternative APN
  • 0062643

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,128 sqft Living Area
1st Floor Area2,128 sqft
Upper Floors Area1,064 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Construction TypeFrame
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions183 ft deep x 103 ft wide
TerrainRolling
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area185 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2228 WESTOVER RD
CityHICKORY
StateNC
Zip28602-8211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLOT 2 PLAT 20-94
Legal SubdivisionWESTOVER WOODS
Legal Lot Number2
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group2
Census Block2025
Census Tract11101

Owner

2228 Westover Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2228 WESTOVER RD, HICKORY, NC 28602-8211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2016 · Amount on File
Deed SaleJun 1, 2016 · Amount on File
Prior SaleApr 27, 2005 · Amount on File
Deed Document Number20168786
Deed Book / Page3344 / 1111
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address2228 WESTOVER RD, HICKORY, NC 28602-8211
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038080474
DateMay 5, 2023
Book Page3808/474
Instrument7822
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address2228 WESTOVER RD, HICKORY, NC 28602-8211
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036610675
DateJun 2, 2021
Book Page3661/675
Instrument13063
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2228 Westover Rd was $1,455, down 17.7% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,100 (-) Land $22,200 Building $342,900
2025$1,455.00 (-17.66%)$365,100 Land $22,200 Building $342,900
2024$1,767.00 (+2.67%)
2023$1,721.00$365,100 Land $22,200 Building $342,900$365,100 Land $22,200 Building $342,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2228 Westover Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2228 Westover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARVIEW ACRES S/D
private · serves 170 people · EPA ID NC0118105
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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