2228 W MIDDLEFIELD RD, MOUNTAIN VIEW, CA 94043-2769
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
ACCOMMODATION
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0023774917
Date
Oct 12, 2017
Instrument
23774917
Lender
Name
COMPASS BANK
Type
Bank
Address
VISTA, CA 92083
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
299 Months
Due
Sep 25, 2042
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
March 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
2228 W MIDDLEFIELD RD, MOUNTAIN VIEW, CA 94043-2769
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
SERVICELINK
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0024138348
Date
Mar 20, 2019
Instrument
24138348
Lender
Name
CITIBANK NA
Type
Bank
Address
O FALLON, MO 63368
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
3.5%
Type Change Date
Apr 1, 2029
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.5%
Index
1-Year LIBOR
Max Rate
8.5%
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
2228 W MIDDLEFIELD RD, MOUNTAIN VIEW, CA 94043-2769
Document Number
0024459998
Instrument Date
Apr 9, 2020
Transaction Type
Mortgage
Record Updated
May 14, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
2228 W MIDDLEFIELD RD MOUNTAIN VIEW CA 940432769, MOUNTAIN VIEW, CA 94043-2769
Mortgage
Document Number
0024459998
Date
Apr 21, 2020
Instrument
24459998
Lender
Name
BANK OF AMERICA
Type
Bank
Address
101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
Amount
Amount on Record
Term
360 Months
Due
Apr 20, 2050
Interest
Rate Type
Adjustable Rate
Rate
2.62%
September 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
2228 W MIDDLEFIELD RD, MOUNTAIN VIEW, CA 94043-2769
Document Number
0024294982
Instrument Date
Sep 23, 2019
Transaction Type
Mortgage
Record Updated
Oct 14, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
2228 W MIDDLEFIELD RD MOUNTAIN VIEW CA 940432769, MOUNTAIN VIEW, CA 94043-2769
Mortgage
Document Number
0024294982
Date
Oct 2, 2019
Instrument
24294982
Lender
Name
BANK OF AMERICA
Type
Bank
Address
101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
3%
August 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Aug 31, 2018
Property Address
2228 W MIDDLEFIELD RD, MOUNTAIN VIEW, CA 94043-2769
Document Number
0024015068
Map Reference
MB837 PG39&40
Instrument Date
Aug 21, 2018
Instrument
24015068
Transaction Type
Transfer
Record Updated
Sep 1, 2021
Title Company
CHICAGO TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
2228 W MIDDLEFIELD RD, MOUNTAIN VIEW, CA 94043-2769
Mortgage
Document Number
0024015069
Date
Aug 31, 2018
Instrument
24015069
Lender
Name
JPMORGAN CHASE BANK NA
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.87%
Type Change Date
Sep 1, 2025
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.87%
Index
1-Year LIBOR
Max Rate
8.87%
Tax Assessment & Valuation
The 2025 property tax bill for 2228 W Middlefield Rd was $23,749 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
Mountain View City
Elementary School District
Mountain View Whisman Elementary School District (KG - 08)
Secondary School District
Mountain View-Los Altos Union School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$23,749.00Homeowner's exemption
$2,021,314Land $1,010,657Building $1,010,657
2023
$23,464.00 (+0.28%)Homeowner's exemption
$1,942,826Land $971,413Building $971,413
2022
$23,399.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 2228 W Middlefield Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 20 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
78 units insured incl. 58 condo units
Nearby Flood Claims
7 (1994–1998)
Claims Outside the SFHA
1 of 7
Most Recent Claim
Feb 1998 · Severe Winter Storms And Flooding
Claims by Event
Severe Winter Storms And Flooding, Feb 1998 · 3 claims
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2228 W Middlefield Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MOUNTAIN VIEW serves 81,340 people · EPA ID CA4310007
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area