Merced County property record for 2228 W Cardella Rd, Merced, CA 95348
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 3 ba · 2,220 sqft · built 2021 |
| Lot Size | 9.7 acres (422,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2019) |
| Tax Bill | $14,600 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-050-064-000 |
| Primary APN | 057-050-064-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Gross Area |
| 1st Floor Area | 2,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 422,532 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 057-050-064 |
|---|---|
| Street Address | 2228 W CARDELLA RD |
| City | MERCED |
| State | CA |
| Zip | 95348-9419 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | A1 |
| Legal Description | COAL MER AC S1/2 LOT 51 SEC 3/7/13 |
| Legal Range | 13E |
| Legal Township | 7S |
| Legal Section | 3 |
| Legal Subdivision | COAL MER AC S 1/2 |
| Legal Lot Number | 51 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 2500 |
2228 W Cardella Rd, an agricultural property, is owned by two individuals who bought it in March 2019.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2228 W CARDELLA RD, MERCED, CA 95348-9419 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2019 | Quit Claim Deed, Transfer TRI COUNTIES BANK |
| Mar 4, 2019 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Mar 4, 2019 | Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on File |
| Deed Sale | Mar 4, 2019 · Amount on File |
| Prior Sale | Apr 2, 2004 · Amount on File |
| Deed Document Number | 20196251 |
| Prior Transfer Date | Feb 27, 2019 |
| Prior Transfer Doc | 0000006249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 4, 2019 |
| Property Address | 2228 W CARDELLA RD, MERCED, CA 95348-9419 |
| Document Number | 0000006249 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 6249 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 442 LA MESA ST MERCED CA 953416973, MERCED, CA 95341-6973 |
| Document Number | 6252 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 6252 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95973 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 3, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 4, 2019 |
| Property Address | 2228 W CARDELLA RD, MERCED, CA 95348-9419 |
| Document Number | 0000006250 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 6250 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 581 ST TERESA ST MERCED CA 953416993, MERCED, CA 95341-6993 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 4, 2019 |
| Property Address | 2228 W CARDELLA RD, MERCED, CA 95348-9419 |
| Document Number | 0000006251 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 6251 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 442 LA MESA ST MERCED CA 953416973, MERCED, CA 95341-6973 |
| Document Number | 6252 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 6252 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95973 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 3, 2029 |
The 2025 property tax bill for 2228 W Cardella Rd was $14,600.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,336,951 (+2%) Land $255,720 Building $1,081,231 | |
| 2025 | $14,600.00 | $1,310,737 Land $250,706 Building $1,060,031 |
| 2023 | $12,996.00 (+0.17%) | $1,194,730 Land $240,972 Building $953,758 |
| 2022 | $12,974.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2228 W Cardella Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1998–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 W Cardella Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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