2228 W 24th St, Duluth, MN 55811 Property Records

St. Louis County property record for 2228 W 24th St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 680 sqft · built 1940
Lot Size	0.157 acres (6,856 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jul 2024)
Tax Bill	$2,126 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0610-00800`

Property Details

APN / Parcel Number

Primary APN	`010-0610-00800`
Alternative APNs	`1168060` `1142575` `101248`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	680 sqft Gross Area
1st Floor Area	680 sqft
Basement Area	340 sqft
Finished Basement	340 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,856 sqft (0.157 acres)
Garage Area	896 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Storage Building	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1168060
Street Address	2228 W 24TH ST
City	DULUTH
State	MN
Zip	55811-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 AND 14 SERIAL #
Legal Subdivision	COFFIN WARNER JONES ADD TO DUL
Legal Block	6
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1005
Census Tract	2300

Owner

2228 W 24th St is owned and occupied by an individual who bought it in July 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2228 W 24TH ST, DULUTH, MN 55811-3110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit PROCTOR FEDERAL CU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Deed Document Number	20241080761
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 24TH ST, DULUTH, MN 55811-3110
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051718
Date	Jan 4, 2022
Instrument	1051718

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 24TH ST, DULUTH, MN 55811-3110
Document Number	00T1034509
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2228 W 24TH ST DULUTH MN 558113110, DULUTH, MN 55811-3110

Mortgage

Document Number	00T1034509
Date	Dec 31, 2020
Instrument	T1034509

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 24TH ST, DULUTH, MN 55811-3110
Document Number	00T1022855
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2228 W 24TH ST DULUTH MN 558113110, DULUTH, MN 55811-3110

Mortgage

Document Number	00T1022855
Date	Apr 28, 2020
Instrument	T1022855

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 27, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2228 W 24th St was $2,126 with exemptions applied, up 17.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,126.00 (+17.46%) Homeowner's exemption Disabled Person's exemption
2025	$1,810.00 (-25.14%) Homeowner's exemption Disabled Person's exemption	$241,200 (+30.52%) Land $23,600 Building $217,600	$241,200 (+30.52%) Land $23,600 Building $217,600
2024	$2,418.00	$184,800 Land $29,300 Building $155,500	$184,800 Land $29,300 Building $155,500
2022		$167,900 Land $33,400 Building $134,500	$167,900 Land $33,400 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2228 W 24th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2228 W 24th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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