2228 W 11th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2228 W 11th St, Duluth, MN 55806 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,522 sqft · built 1925
Lot Size	0.143 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2018)
Tax Bill	$3,022 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage May 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2110-07430`

Property Details

APN / Parcel Number

Primary APN	`010-2110-07430`
Alternative APN	`1049084`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,522 sqft Gross Area
1st Floor Area	898 sqft
Basement Area	315 sqft
Finished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	6,251 sqft (0.143 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	154 sqft
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1049084
Street Address	2228 W 11TH ST
City	DULUTH
State	MN
Zip	55806-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 AND WLY 20 FT OF LOT 9 SERIAL #
Legal Subdivision	HARRISONS BROOKDALE DIV OF DUL
Legal Block	61
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2400

Owner

Source: St. Louis County records · APN 010-2110-07430

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Apr 10, 2018	Affidavit of Death, Transfer NORTH SHORE TITLE
Apr 10, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	20181330811
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001459948
Date	Jan 09, 2023
Instrument	1459948

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 20, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443401
Date	May 19, 2022
Instrument	1443401

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 20, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Document Number	00A1399064
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 W 11TH ST DULUTH MN 558061202, DULUTH, MN 55806-1202

Mortgage

Document Number	00A1399064
Date	Dec 18, 2020
Instrument	A1399064

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Document Number	0001353454
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	May 03, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 W 11TH ST DULUTH MN 558061202, DULUTH, MN 55806-1202

Mortgage

Document Number	0001353454
Date	Apr 22, 2019
Instrument	1353454

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 21, 2024

Interest

Rate	5%

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2018
Property Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Document Number	00A1330807
Instrument Date	Apr 03, 2018
Instrument	A1330807
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	NORTH SHORE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 W 11TH ST DULUTH MN 558061202, DULUTH, MN 55806-1202

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2018
Property Address	2228 W 11TH ST, DULUTH, MN 55806-1202
Document Number	00A1330811
Instrument Date	Apr 03, 2018
Instrument	A1330811
Transaction Type	Transfer
Record Updated	May 01, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 W 11TH ST DULUTH MN 558061202, DULUTH, MN 55806-1202

Mortgage

Document Number	A1330812
Date	Apr 10, 2018
Instrument	A1330812

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,022.00 (+12.93%) Homeowner's exemption
2025	$2,676.00 (+4.45%) Homeowner's exemption	$250,700 (+15.32%) Land $24,900 Building $225,800	$250,700 (+15.32%) Land $24,900 Building $225,800
2024	$2,562.00	$217,400 (+21.66%) Land $24,100 Building $193,300	$217,400 (+21.66%) Land $24,100 Building $193,300
2022		$178,700 Land $22,100 Building $156,600	$178,700 Land $22,100 Building $156,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370024001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

2228 W 11th St, Duluth, MN 55806 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on W 11th St

Nearby Streets

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