Hamilton County property record for 2228 State Rd 38 E, Westfield, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,139 sqft · built 1973 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Dec 2022) |
| Tax Bill | $3,471 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-06-18-000-026.000-014 |
| Primary APN | 29-06-18-000-026.000-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| 1st Floor Area | 2,139 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 54,886 sqft (1.26 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,964 sqft |
| Parking Spaces | 6 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0806180000026000 |
|---|---|
| Street Address | 2228 STATE ROAD 38 E |
| City | WESTFIELD |
| State | IN |
| Zip | 46074-9927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 1.26, SECTION 18, TOWNSHIP 19, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 19 |
| Legal Section | 18 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 110516 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2228 STATE ROAD 38 E, WESTFIELD, IN 46074-9927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Deed Document Number | 2022058489 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2228 STATE ROAD 38 E, WESTFIELD, IN 46074-9927 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000055645 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025055645 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CONVERSE, IN 46919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 14, 2022 |
| Property Address | 2228 STATE ROAD 38 E, WESTFIELD, IN 46074-9927 |
| Document Number | 0000058489 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022058489 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2228 STATE ROAD 38 E, WESTFIELD, IN 46074-9927 |
| Document Number | 0000058490 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022058490 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Unified School District | Westfield-Washington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383,500 (+16.07%) Land $93,000 Building $290,500 | $383,500 (+16.07%) Land $93,000 Building $290,500 | |
| 2024 | $3,471.00 (-3.74%) | $330,400 (+5.76%) Land $51,700 Building $278,700 | $330,400 (+5.76%) Land $51,700 Building $278,700 |
| 2023 | $3,606.00 (+2.53%) | $312,400 (+7.76%) Land $51,700 Building $260,700 | $312,400 (+7.76%) Land $51,700 Building $260,700 |
| 2022 | $3,517.00 | $289,900 Land $51,700 Building $238,200 | $289,900 Land $51,700 Building $238,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
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