2228 Spruce St, Quincy, IL 62301 Property Records

Adams County property record for 2228 Spruce St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,400 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2024)
Tax Bill	$3,448 (2024)
Deeds & Mortgages	Mar 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236001400000`

Property Details

APN / Parcel Number

Primary APN	`236001400000`

Exterior

Lot Area	9,400 sqft (0.22 acres)
Lot Dimensions	188 ft deep x 50 ft wide

Location & Zoning

Street Address	2228 SPRUCE ST
City	QUINCY
State	IL
Zip	62301-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 1 HIGHLAND ADDN LOT 16
Legal Range	9W
Legal Township	1S
Legal Section	36
Legal Subdivision	HIGHLAND ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2000
Census Tract	202

Owner

2228 Spruce St is owned and occupied by an individual who bought it in June 2024.

Source: Adams County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2228 SPRUCE ST, QUINCY, IL 62301-2258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Deed Document Number	20243306
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2228 SPRUCE ST, QUINCY, IL 62301-2258
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01462
Date	Mar 1, 2018
Instrument	2018R-01462

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2228 SPRUCE ST, QUINCY, IL 62301-2258
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04315
Date	May 29, 2020
Instrument	2020R-04315

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,420 Land $3,690 Building $77,730	$244,260 Land $11,070 Building $233,190
2024	$3,448.00
2022		$51,020 Land $3,020 Building $48,000	$153,060 Land $9,060 Building $144,000
2021	$3,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2228 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2228 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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