2228 Sedley Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 2228 Sedley Rd, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,304 sqft · built 1973
Lot Size0.629 acres (27,423 sqft)
OwnerIndividual Name on Record
Last Sale$915,000 (Jan 2015)
Tax Bill$20,863 (2023)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN183-061-09

Property Details

APN / Parcel Number

Primary APN183-061-09

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,304 sqft Heated Area
Gross Area4,245 sqft
1st Floor Area2,028 sqft
Upper Floors Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area27,423 sqft (0.629 acres)
Garage Area513 sqft
PorchPorch
Porch Area428 sqft
Patio Area470 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number183-061-09
Street Address2228 SEDLEY RD
CityCHARLOTTE
StateNC
Zip28211-3878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL10 B11 M11-301
Legal SubdivisionFOXCROFT 05
Legal Block11
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract2903

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2228 SEDLEY RD, CHARLOTTE, NC 28211-3878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2015 · Amount on Record
Deed SaleJan 26, 2015 · Amount on Record
Prior SaleNov 19, 1999 · Amount on Record
Deed Document Number0029710646
Deed Book / Page29710 / 646
Record UpdatedJun 7, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2228 SEDLEY RD, CHARLOTTE, NC 28211-3878
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2228 SEDLEY RD, CHARLOTTE, NC 28211-3878

Mortgage

Document Number0000116788
DateNov 13, 2025
Book Page40001/553
Instrument2025116788
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2228 SEDLEY RD, CHARLOTTE, NC 28211-3878
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000157676
DateSep 28, 2020
Book Page35106/477
Instrument2020157676
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimJan 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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