Okeechobee County property record for 2228 SE 38th Trl, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,284 sqft · built 1975 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $569 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0030-00000-2920 |
| Primary APN | 1-35-37-35-0030-00000-2920 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,284 sqft Heated Area |
| Gross Area | 2,272 sqft |
| Utility Area | 180 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2228 SE 38TH TRL |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAYLOR CREEK ISLES SECTION TWO (PLAT BOOK 3 PAGE 89) LOT 292 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK |
| Legal Lot Number | 292 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 910500 |
2228 SE 38th Trl is owned and occupied by an individual who acquired it in March 2003.
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2228 SE 38TH TRL, OKEECHOBEE, FL 34974-7063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2003 |
| Deed Sale | Mar 18, 2003 |
| Deed Document Number | 0000498319 |
| Deed Book / Page | 00439 / 01863 |
| Prior Transfer Date | Jun 12, 2000 |
| Prior Transfer Doc | 0043901863 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2228 SE 38th Trl was $569 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 Homeowner's exemption | $82,120 | $184,962 Land $29,000 Building $155,962 |
| 2023 | $1,159.00 (+13.29%) Homeowner's exemption | $77,482 (+3%) | $183,934 (+18.44%) Land $20,000 Building $163,934 |
| 2022 | $1,023.00 Homeowner's exemption | $75,225 | $155,301 Land $20,000 Building $135,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2228 SE 38th Trl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 SE 38th Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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