Madison County property record for 2228 Scaffold Cane Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1997 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2017) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 0075-0000-0011-B |
| Primary APN | 0075-0000-0011-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 47199 |
|---|---|
| Street Address | 2228 SCAFFOLD CANE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (1.10 ACRES) |
| Legal Subdivision | ELLIOTT SCHRADER-GABBARDTOWN R |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11304 |
2228 Scaffold Cane Rd is owned and occupied by an individual who bought it in November 2017.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Oct 9, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP |
| Feb 24, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Nov 1, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Prior Sale | Nov 4, 2005 · Amount on File |
| Deed Document Number | 20172013967142 |
| Deed Book / Page | 00752 / 202 |
| Prior Transfer Date | Oct 7, 2005 |
| Prior Transfer Doc | 0D0598/609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01772/566 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | M01772/566 |
| Instrument | 2013967143 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 9, 2020 |
| Property Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
| Document Number | D00795/349 |
| Book / Page | D00795 / 349 |
| Map Reference | CAB 14 SL 39 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 2014022038 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
| Document Number | 2014022039 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2014022039 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 24, 2020 |
| Property Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
| Document Number | D00784/742 |
| Book / Page | D00784 / 742 |
| Map Reference | CAB 14 SL 39 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2014007783 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, 1231, FRANKFORT, KY 40601-6156 |
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4126 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 1, 2017 |
| Property Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
| Document Number | D00752/202 |
| Book / Page | D00752 / 202 |
| Map Reference | CAB 14 SL39 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 2013967142 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2228 SCAFFOLD CANE RD, BEREA, KY 40403-9298 |
The 2025 property tax bill for 2228 Scaffold Cane Rd was $1,499.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499.00 | $159,000 | $159,000 |
| 2023 | $1,416.00 | $146,000 | $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2228 Scaffold Cane Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 Scaffold Cane Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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