2228 Saint Clair Ave, Saint Louis, MO 63144 Property Records

St. Louis County property record for 2228 Saint Clair Ave, Saint Louis, MO 63144

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,374 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Apr 2014)
Tax Bill	$5,931 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21K-44-1570`

Property Details

APN / Parcel Number

Primary APN	`21K-44-1570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
Gross Area	1,642 sqft
1st Floor Area	564 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	45 ft deep x 45 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	268 sqft
Parking Spaces	1 Parking Space
Balcony Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2228 SAINT CLAIR AVE
City	SAINT LOUIS
State	MO
Zip	63144-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9B
Legal Description	PARKRIDGE 21K441525 12 16 85 LOT 5
Legal Subdivision	PARKRIDGE
Legal Block	4
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4012
Census Tract	217400

Owner

2228 Saint Clair Ave is owned and occupied by an individual who bought it in April 2014.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2228 SAINT CLAIR AVE, SAINT LOUIS, MO 63144-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L
Apr 28, 2018	Deed of Trust, Mortgage · Line of Credit DOWLING MICHAEL T TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2014 · Amount on File
Deed Sale	Apr 29, 2014 · Amount on File
Deed Document Number	2014555
Deed Book / Page	20984 / 1875
Prior Transfer Date	May 27, 2008
Prior Transfer Doc	0179043188
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2228 SAINT CLAIR AVE, SAINT LOUIS, MO 63144-1618
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	COPPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02376802031
Date	Oct 30, 2019
Book Page	23768/02031
Instrument	2019103000494

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2228 SAINT CLAIR AVE, SAINT LOUIS, MO 63144-1618
Document Number	0237682031
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 SAINT CLAIR AVE ST LOUIS MO 631441618, ST LOUIS, MO 63144-1618

Mortgage

Document Number	0237682031
Date	Oct 30, 2019
Book Page	023768/002031
Instrument	494

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2228 SAINT CLAIR AVE, SAINT LOUIS, MO 63144-1618
Document Number	0231310769
Instrument Date	Apr 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 SAINT CLAIR AVE BRENTWOOD MO 631441618, BRENTWOOD, MO 63144-1618

Mortgage

Document Number	0231310769
Date	Jul 30, 2018
Book Page	023131/000769
Instrument	661

Lender

Name	DOWLING MICHAEL T TRUST (RT)
Address	612 GOLFPARK DR, KISSIMMEE, FL 34747-4629

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2228 Saint Clair Ave was $5,931, up 20.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Brentwood City
County	St. Louis County
Unified School District	Brentwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,240 (-) Land $48,700 Building $42,540	$480,200 (-) Land $256,300 Building $223,900
2025	$5,931.00 (+20.84%)	$91,240 Land $48,700 Building $42,540	$480,200 Land $256,300 Building $223,900
2024	$4,908.00 (+2.83%)
2023	$4,773.00 (+13.51%)	$71,120 (+19.43%) Land $32,510 Building $38,610	$374,300 Land $171,100 Building $203,200
2022	$4,205.00	$59,550 Land $36,120 Building $23,430
2021			$313,400 Land $190,100 Building $123,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2228 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2228 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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