2228 Riverside Dr, Mobile, AL 36605 Property Records

Mobile County property record for 2228 Riverside Dr, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,617 sqft · built 1942
Lot Size	2.7 acres (118,000 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jun 2025)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023206400004005`

Property Details

APN / Parcel Number

Primary APN	`R023206400004005`
Alternative APNs	`32 06 40 0 004 005.XXX` `01021619` `1021619`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,617 sqft Living Area
1st Floor Area	2,509 sqft
Upper Floors Area	668 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	118,000 sqft (2.7 acres)
Lot Dimensions	590 ft deep x 200 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	668 sqft
Deck Area	681 sqft
Boat House	1,500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1021619
Street Address	2228 RIVERSIDE DR
City	MOBILE
State	AL
Zip	36605-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 MBK 3 P 412- 413 BEING RESUB OF LOTS 34- 38 BLK D OF RIVERSIDE SUB MBK 3 P 296 #SEC 40 T5S R1W #MP32 06 40 0 004
Legal Range	05S
Legal Township	05S
Legal Section	40
Legal Subdivision	RIVERSIDE
Legal Block	D
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	3
Census Block	3014
Census Tract	6704

Owner

2228 Riverside Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2228 RIVERSIDE DR, MOBILE, AL 36605-3925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC
Sep 3, 2021	Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Deed Document Number	202537414
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 18, 2025
Property Address	2228 RIVERSIDE DR, MOBILE, AL 36605-3925
Document Number	0000037414
Map Reference	MB 3 PG 296
Instrument Date	Jun 16, 2025
Instrument	2025037414
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 POINT LEGERE RD, MOBILE, AL 36605-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2228 RIVERSIDE DR, MOBILE, AL 36605-3925

Mortgage

Document Number	0000037415
Date	Jun 18, 2025
Instrument	2025037415

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 3, 2021
Property Address	2228 RIVERSIDE DR, MOBILE, AL 36605-3925
Document Number	0000057859
Map Reference	MB 3 PG 296
Instrument Date	Sep 2, 2021
Instrument	2021057859
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28250 CANAL RD UNIT 808, 808, ORANGE BEACH, AL 36561-4065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4312 THE CEDARS AVE, MOBILE, AL 36608-2001

Mortgage

Document Number	0000057860
Date	Sep 3, 2021
Instrument	2021057860

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2228 Riverside Dr was $4,941, up 2.8% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,941.00 (+2.77%)	$77,640 (-48.62%) Land $25,270 Building $52,370	$776,400 (+2.77%) Land $252,700 Building $523,700
2024	$4,808.00 (+7.13%)	$151,100 (+6.89%) Land $50,540 Building $100,560	$755,500 (+6.89%) Land $252,700 Building $502,800
2023	$4,488.00 (+16%)	$141,360 (+16.33%) Land $42,560 Building $98,800	$706,800 (+16.33%) Land $212,800 Building $494,000
2022	$3,869.00	$121,520 Land $38,000 Building $83,520	$607,600 Land $190,000 Building $417,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2228 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2228 Riverside Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 98.5% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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