Hamilton County property record for 2228 Reading Rd, Cincinnati, OH 45202
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,640 sqft · built 1895 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $274,000 (Oct 2025) |
| Tax Bill | $4,334 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2025 Sale & Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0002-0006-00 |
| Primary APN | 090-0002-0006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,640 sqft Finished Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 1,752 sqft |
| Basement Area | 888 sqft |
| Year Built | Built 1895 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 152 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2228 READING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1420 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2228 READING RD 25.83 X 152.06 IRR PT LOT 41-42 JAS F IRWIN |
| Legal Subdivision | JAMES IRWIN |
| Legal Lot Number | 41-42 42 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 26700 |
Source: Hamilton County assessment roll, APN 090-0002-0006-00, as of March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOADORONO FINANCIAL CORPORATION |
| Oct 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 27, 2023 | Limited Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Nov 28, 2022 | Warranty Deed, Transfer |
| Jun 06, 2022 | Warranty Deed, Transfer |
| Jun 10, 2022 | Warranty Deed, Transfer |
| Jun 15, 2022 | Warranty Deed, Transfer |
| Jul 27, 2020 | Warranty Deed, Transfer HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Jul 01, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Feb 26, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Jun 27, 2023 · Amount on Record |
| Deed Document Number | 0000083091 |
| Deed Book / Page | 15529 / 1420 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000029204 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 14369/2912 |
| Instrument | 2021-0029204 |
| Name | LOADORONO FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 24, 2025 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000083091 |
| Book / Page | 15529 / 1420 |
| Map Reference | MB 4 PG 217 |
| Instrument Date | Oct 07, 2025 |
| Instrument | 2025-0083091 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000083092 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-0083092 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 27, 2023 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000044273 |
| Book / Page | 14945 / 2302 |
| Map Reference | MB 4 PG 217 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023-0044273 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1705 AUTUMN MEADOW DR, FAIRFIELD, CA 94534-3978 |
| Investor | Possibly a Property Investor |
| Document Number | 0000044274 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023-0044274 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 28, 2022 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000108404 |
| Book / Page | 14801 / 140 |
| Map Reference | MB 4 PG 217 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022-0108404 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1883 W ROYAL HUNTE DR STE 200, 200, CEDAR CITY, UT 84720-4081 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 06, 2022 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000055661 |
| Book / Page | 14682 / 1270 |
| Map Reference | MB 4 PG 217 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-0055661 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7140 E 46TH ST, INDIANAPOLIS, IN 46226-3804 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 10, 2022 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000057719 |
| Book / Page | 14686 / 419 |
| Map Reference | MB 4 PG 217 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-0057719 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2099 S OLYMPIC DR, GILBERT, AZ 85295-6157 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 15, 2022 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000059507 |
| Book / Page | 14689 / 2029 |
| Map Reference | MB 4 PG 217 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022-0059507 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $713.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 27, 2020 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000072749 |
| Book / Page | 014218 / 000555 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 72749 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 MACGREGOR CT WALDWICK NJ 074632412, WALDWICK, NJ 07463-2412 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 01, 2019 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000052536 |
| Book / Page | 013950 / 002204 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 52536 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2228 READING RD CINCINNATI OH 452021420, CINCINNATI, OH 45202-1420 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 26, 2019 |
| Property Address | 2228 READING RD, CINCINNATI, OH 45202-1420 |
| Document Number | 0000014409 |
| Book / Page | 013862 / 000649 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 14409 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $59.73 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10600 JEFFERSON AVE LOVELAND OH 451408611, LOVELAND, OH 45140-8611 |
Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,334.00 (-17.87%) | $68,250 (-18.03%) Land $7,245 Building $61,005 | |
| 2024 | $5,277.00 (-0.17%) | $83,265 (-) Land $7,245 Building $76,020 | |
| 2023 | $5,286.00 (+605.74%) | $83,265 (+693%) Land $7,245 Building $76,020 | $195,000 (+55%) Land $20,700 Building $174,300 |
| 2022 | $749.00 | $10,500 Land $4,130 Building $6,370 | |
| 2020 | $30,000 Land $11,800 Building $18,200 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610267001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 573 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Brightspeed.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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