2228 Pine St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2228 Pine St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1959
Lot Size0.357 acres (15,568 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (May 2024)
Tax Bill$2,942 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9014-35-481-002

Property Details

APN / Parcel Number

Primary APN9014-35-481-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,568 sqft (0.357 acres)
Lot Dimensions139 ft deep x 112 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2228 PINE ST
CityCEDAR FALLS
StateIA
Zip50613-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMYERS SECOND ADDITION LOT 21 LOT 22
Legal Range14W
Legal Township90N
Legal Section35
Legal SubdivisionMYERS SECOND ADDITION
Legal Lot Number21,22
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2065
Census Tract2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2228 PINE ST, CEDAR FALLS, IA 50613-1438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Prior SaleFeb 25, 2014 · Amount on Record
Deed Document Number202413652
Prior Transfer DateApr 29, 2024
Prior Transfer Doc0000013652
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2228 PINE ST, CEDAR FALLS, IA 50613-1438
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800021403
DateJun 27, 2018
Instrument201800021403
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,942.00 (-2.39%)$195,930 (+4.63%) Land $22,340 Building $173,590$195,930 (+4.63%) Land $22,340 Building $173,590
2024$3,014.00 (+29.13%)
2023$187,260 (+38.4%) Land $21,170 Building $166,090$187,260 (+38.4%) Land $21,170 Building $166,090
2022$2,334.00 Homeowner's exemption$135,300 Land $21,170 Building $114,130
2021$135,300 Land $21,170 Building $114,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims22 (2008–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GigFire, Nextlink.

Nearby Properties on Pine St

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