2228 Pine Lake Loop, Gray Summit, MO 63039 Property Records

Franklin County property record for 2228 Pine Lake Loop, Gray Summit, MO 63039 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleA-Frame
Year BuiltBuilt 1992
Square Footage1,647 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
OccupancyOwner Occupied
Tax Bill$3,051.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-3-08.0-0-004-005.220

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,647 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Architectural StyleA-Frame Style
Construction TypeFrame Construction
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address2228 PINE LAKE LOOP
CityGRAY SUMMIT
StateMO
Zip63039-1027
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:38 PINE LAKE ESTATES 1
Legal Range02E
Legal Township43
Legal Section08
Legal SubdivisionPINE LAKE ESTATES
Legal Block4
Legal Lot Number38
JurisdictionFRANKLIN MO
Minor Civil DivisionBOLES
Census Blockgroup1
Census Block1031
Census Tract800101

Owner

Source: Franklin County records · APN 19-3-08.0-0-004-005.220

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2228 PINE LAKE LOOP, GRAY SUMMIT, MO 63039-1027
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Sep 23, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Nov 13, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2022
Deed SaleAug 16, 2022
Prior SaleMay 01, 2015
Deed Doc Number2212862
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address2228 PINE LAKE LOOP, GRAY SUMMIT, MO 63039-1027
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002201826
DateFeb 01, 2022
Instrument2201826
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037
Interest
Rate TypeFixed Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateAug 16, 2022
Property Address2228 PINE LAKE LOOP, GRAY SUMMIT, MO 63039-1027
Document Number0002212862
Map ReferencePB N PG 948
Instrument DateAug 12, 2022
Instrument2212862
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2228 PINE LAKE LOOP, 2228, GRAY SUMMIT, MO 63039-1027

Transferred To (Grantee/Buyer)

NameVerified Name
Address2228 PINE LAKE LOOP, GRAY SUMMIT, MO 63039-1027

Mortgage

Document Number0002212863
DateAug 16, 2022
Instrument2212863
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address2228 PINE LAKE LOOP, GRAY SUMMIT, MO 63039-1027
Document Number0000017387
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2228 PINE LAKE LOOP GRAY GRAY SUMMIT MO 63039, GRAY SUMMIT, MO 63039

Mortgage

Document Number0000017387
DateOct 14, 2020
Instrument17387
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressST LOUIS, MO 63005
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueOct 13, 2048

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address2228 PINE LAKE LOOP, GRAY SUMMIT, MO 63039-1027
Document Number0000016043
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2228 PINE LAKE LOOP GRAY SUMMIT MO 630391027, GRAY SUMMIT, MO 63039-1027

Mortgage

Document Number0000016043
DateNov 21, 2018
Instrument16043
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressST LOUIS, MO 63005
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,051.00 (+36.14%)$39,590 (+25.41%)$208,370 (+25.41%) Land $40,000 Building $168,370
2023$2,241.00 (+4.82%)$31,569$166,150 Land $24,000 Building $142,150
2022$2,138.00

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