Hernando County property record for 2228 Pebble Beach Dr, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,674 sqft · built 1982 |
| Lot Size | 0.157 acres (6,827 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2022) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R21-223-17-6162-0000-1250 |
| Primary APN | R21-223-17-6162-0000-1250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,827 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00956380 |
|---|---|
| Street Address | 2228 PEBBLE BEACH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER PINES TR 16 UNIT 2 LOT 125 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 21 |
| Legal Subdivision | TIMBER PINES TR 16 UN 2 |
| Legal Tract | 16 |
| Legal Lot Number | 125 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 41303 |
2228 Pebble Beach Dr is owned and occupied by an individual who bought it in January 2022.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2228 PEBBLE BEACH DR, SPRING HILL, FL 34606-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Prior Sale | Feb 4, 2016 · Amount on File |
| Deed Document Number | 2022481 |
| Deed Book / Page | 4108 / 133 |
| Prior Transfer Date | Nov 20, 2008 |
| Prior Transfer Doc | 0026230235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 2228 PEBBLE BEACH DR, SPRING HILL, FL 34606-3629 |
| Document Number | 0041080133 |
| Book / Page | 4108 / 133 |
| Map Reference | MB 18 PG 4-8 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022000481 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 E PENNSYLVANIA AVE, 307, URBANA, IL 61801-5128 |
| Name | Verified Name |
|---|---|
| Address | 2228 PEBBLE BEACH DR, SPRING HILL, FL 34606-3629 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2228 PEBBLE BEACH DR, SPRING HILL, FL 34606-3629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHEAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2228 PEBBLE BEACH DR, SPRING HILL, FL 34606-3629 |
| Document Number | 0039111922 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 3911/1922 |
| Instrument | 2020071399 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 2228 Pebble Beach Dr was $2,644 with exemptions applied.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 Homeowner's exemption Senior Citizen's exemption | $204,585 | $239,665 Land $28,332 Building $211,333 |
| 2023 | $193,028 Land $193,028 | ||
| 2022 | $2,330.00 | $237,534 Land $28,332 Building $209,202 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2228 Pebble Beach Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 Pebble Beach Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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