2228 Park Lake Dr, Waco, TX 76708 Property Records

McLennan County property record for 2228 Park Lake Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1949
Lot Size	0.335 acres (14,600 sqft)
Owner	Individual Name on Record
Last Sale	$255,439 (Apr 2022)
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-028900-000100-5`

Property Details

APN / Parcel Number

Primary APN	`48-028900-000100-5`
Alternative APNs	`4802890000010050111` `181811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1955
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	14,600 sqft (0.335 acres)
Lot Dimensions	100 ft deep x 146 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2228 PARK LAKE DR
City	WACO
State	TX
Zip	76708-1674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MELBOURNE HTS LOT 1 2 BLOCK A ACRES .3352
Legal Subdivision	MELBOURNE HTS
Legal Block	A
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1003
Census Tract	1100

Owner

Source: McLennan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2228 PARK LAKE DR, WACO, TX 76708-1674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Oct 2, 2018	Vendor's Lien, Transfer NEW PENN FINANCIAL LLC
Mar 12, 2018	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	202216140
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	0000016139
Record Updated	Sep 20, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 22, 2022
Property Address	2228 PARK LAKE DR, WACO, TX 76708-1674
Document Number	0000016140
Map Reference	VOL 275 PG 238
Instrument Date	Apr 22, 2022
Instrument	2022016140
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 PARK LAKE DR, WACO, TX 76708-1674

Mortgage

Document Number	0000016141
Date	Apr 22, 2022
Instrument	2022016141

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 2, 2018
Property Address	2228 PARK LAKE DR, WACO, TX 76708-1674
Document Number	0000034912
Map Reference	VOL275 PG238
Instrument Date	Oct 1, 2018
Instrument	2018034912
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 21591, WACO, TX 76702-1591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 PARK AVE, WACO, TX 76706-2960

Mortgage

Document Number	0000034913
Date	Oct 2, 2018
Instrument	2018034913

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 12, 2018
Property Address	2228 PARK LAKE DR, WACO, TX 76708-1674
Document Number	0000007663
Map Reference	VOL275 PG238
Instrument Date	Mar 6, 2018
Instrument	2018007663
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KYPE CV, 125, KYLE, TX 78640-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21591, WACO, TX 76702-1591

Mortgage

Document Number	0000007664
Date	Mar 12, 2018
Instrument	2018007664

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,710 (+10.34%) Land $20,880 Building $152,830	$173,710 (+10.34%) Land $20,880 Building $152,830
2024	$2,336.00 (+7.25%)
2023		$157,430 Land $20,880 Building $136,550	$157,430 Land $20,880 Building $136,550
2022	$2,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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