2228 Locust St, Amarillo, TX 79109 Property Records

Potter County property record for 2228 Locust St, Amarillo, TX 79109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (May 2021)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R-090-0700-2485`

Property Details

APN / Parcel Number

Primary APN	`R-090-0700-2485`
Alternative APNs	`R-090-0700-2485.0` `090 0700 2485` `R198740` `198740`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,660 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R198740
Street Address	2228 LOCUST ST
City	AMARILLO
State	TX
Zip	79109-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WOLFLIN PARK # 5, LOT 009, BLK 0074
Legal Subdivision	WOLFLIN PARK # 5
Legal Block	74
Legal Lot Number	009
Jurisdiction	POTTER TX
Township / Civil Division	AMARILLO
Census Block Group	2
Census Block	2011
Census Tract	10400

Owner

2228 Locust St is owned and occupied by two individuals who bought it in May 2021.

Source: Potter County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2228 LOCUST ST, AMARILLO, TX 79109-1921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Dec 4, 2020	Deed of Trust, Mortgage ASSOCIATED MTG CORP
Nov 20, 2020	Deed of Trust, Mortgage ASSOCIATED MTG CORP
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	May 20, 2021
Deed Document Number	2021OPR0007437
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	2021000743
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POTTER TX
Recording Date	May 20, 2021
Property Address	2228 LOCUST ST, AMARILLO, TX 79109-1921
Document Number	0000007437
Map Reference	VOL 500 PG 11
Instrument Date	May 19, 2021
Instrument	2021OPR0007437
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 LOCUST ST, AMARILLO, TX 79109-1921

Mortgage

Document Number	0000007438
Date	May 20, 2021
Instrument	2021OPR0007438

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTER TX
Property Address	2228 LOCUST ST, AMARILLO, TX 79109-1921
Document Number	0000000077
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000077
Date	Jan 4, 2021
Instrument	77

Lender

Name	ASSOCIATED MTG CORP
Address	TULSA, OK 74136

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTER TX
Property Address	2228 LOCUST ST, AMARILLO, TX 79109-1921
Document Number	0000015314
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 LOCUST ST AMARILLO TX 791091921, AMARILLO, TX 79109-1921

Mortgage

Document Number	0000015314
Date	Nov 25, 2020
Instrument	15314

Lender

Name	ASSOCIATED MTG CORP
Address	TULSA, OK 74136

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTER TX
Recording Date	Mar 15, 2019
Property Address	2228 LOCUST ST, AMARILLO, TX 79109-1921
Document Number	0000003250
Instrument Date	Mar 15, 2019
Instrument	3250
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 LOCUST ST AMARILLO TX 791091921, AMARILLO, TX 79109-1921

Mortgage

Document Number	3251
Date	Mar 15, 2019
Instrument	3251

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2228 Locust St was $3,660, down 18.2% from the year before.

Source: Potter County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Amarillo City
County	Potter County
Unified School District	Amarillo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (-18.25%)	$172,661 (-19.83%) Land $9,000 Building $163,661	$172,661 (-19.83%) Land $9,000 Building $163,661
2024	$4,477.00 (+2.1%)	$215,358 (+6.25%) Land $9,000 Building $206,358	$215,358 (+6.25%) Land $9,000 Building $206,358
2023	$4,385.00 (-3.35%)	$202,687 Land $9,000 Building $193,687	$202,687 Land $9,000 Building $193,687
2022	$4,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2228 Locust St in Zone X, an area of moderate flood risk, though there have been 48 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 6, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	48 (1978–1995)
Claims Outside the SFHA	24 of 48
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2228 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMARILLO MUNICIPAL WATER SYSTEM serves 201,291 people · EPA ID TX1880001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AW Broadband Fixed Wireless	200 / 200

May also be available: Pathwayz.

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