2228 Kelsy Ln, Eugene, OR 97402 Property Records

Lane County property record for 2228 Kelsy Ln, Eugene, OR 97402 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,531 sqft · built 2001
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$506,300 (Feb 2024)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-15-34-11400-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-15-34-11400-000`
Alternative APNs	`1704153411400` `1613882`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,531 sqft Living Area
Gross Area	3,202 sqft
1st Floor Area	950 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1613882
Street Address	2228 KELSY LN
City	EUGENE
State	OR
Zip	97402-8235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT CENTURY ESTATES 110
Legal Range	04
Legal Township	17
Legal Section	15
Legal Subdivision	CENTURY ESTATES
Legal Lot Number	110
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4017
Census Tract	2600

Owner

Source: Lane County records · APN 17-04-15-34-11400-000

Assessment roll updated November 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2228 KELSY LN, EUGENE, OR 97402-8235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 07, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 08, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 12, 2019	Intrafamily Transfer, Transfer · Line of Credit HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Nov 08, 2019 · Amount on Record
Deed Document Number	20245094
Prior Transfer Date	Jun 07, 2019
Prior Transfer Doc	0000023234
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2228 KELSY LN, EUGENE, OR 97402-8235
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 KELSY LN, EUGENE, OR 97402-8235

Mortgage

Document Number	0000039032
Date	Dec 08, 2025
Instrument	2025-039032

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 27, 2024
Property Address	2228 KELSY LN, EUGENE, OR 97402-8235
Document Number	0000005094
Map Reference	FILE 75 SL 597-602
Instrument Date	Feb 19, 2024
Instrument	2024-005094
Transaction Type	Transfer
Record Updated	Mar 04, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2228 KELSY LN, EUGENE, OR 97402-8235

Mortgage

Document Number	0000005095
Date	Feb 27, 2024
Instrument	2024-005095

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2228 KELSY LN, EUGENE, OR 97402-8235
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 KELSY LN, EUGENE, OR 97402-8235

Mortgage

Document Number	0000019414
Date	Jul 07, 2023
Instrument	2023-019414

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 08, 2019
Property Address	2228 KELSY LN, EUGENE, OR 97402-8235
Document Number	0000051172
Instrument Date	Oct 31, 2019
Instrument	51172
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 KELSY LN EUGENE OR 974028235, EUGENE, OR 97402-8235

Mortgage

Document Number	51173
Date	Nov 08, 2019
Instrument	51173

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2049

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jun 12, 2019
Property Address	2228 KELSY LN, EUGENE, OR 97402-8235
Document Number	0000023234
Map Reference	FILE 75 SL 597-602
Instrument Date	Jun 07, 2019
Instrument	2019-023234
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2228 KELSY LN, EUGENE, OR 97402-8235

Mortgage

Document Number	0000023235
Date	Jun 12, 2019
Instrument	2019-023235

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,362.00 (+5.7%)	$308,267 (+6.09%)	$586,282 (+0.36%) Land $81,410 Building $504,872
2023	$5,073.00 (+4.28%)	$290,572 (+3%)	$584,181 (+3.58%) Land $69,734 Building $514,447
2022	$4,865.00	$282,109	$563,988 Land $81,410 Building $482,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390026004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 392 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Alyrica Networks	Fixed Wireless	400 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies, Hunter Communications & Technologies, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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